Is it possible to have a second banking account?

i'm thinking of getting myself a second account. i do admit that i'm bad with money (i get money, and then i spend it. then it's gone). this way i can really save money for myself. i know i can save money if i could open a second account. may be have it frozen. i could still put omey into it, but can't take anything out for at least a year from now.
Is it possible to have a second banking account?
Yes I have three bank accounts plus a two savings accounts.
Reply:Yeah you sure can. You can have up to as many bank accounts as you have hairs.
Reply:Yes you can open as many accounts as you wish.. Just open a free savings account at one of your local credit unions so that you may not incur any maintenance fees, and then set up a automatic transfer so that you set aside some money every pay period and don't touch that money.





Get an account without any ATM or checks so that you are not tempted to take money out..
Reply:Definitely. Thats a good idea. You should make it a savings account and not a checking account so that you wont be tempted to use the bank card.
Reply:yes...open a savings account however maybe you should open an investment account where you have totally no access until the time is up...make sure you pick a low risk fund/investment!
Reply:If you freeze your second account, you won't be able to put money in it. Try opening a second account with ING Direct because it's a damn chore getting money out of it (you first have to transfer money from that account to your chequing account, wait a few days for it to actually happen) and then use the money.





Or ask your bank about GICs which are a fixed amount that you put into it and then can't withdraw it for a year/ 3 years, etc without a penalty.





Check out your bank's website since some "personal" bankers might presssure you into doing something you really don't want.
Reply:yes
Reply:I have 2 checking accounts (one for my marykay business) and just recently opened a savings account. With a savings account at some banks (I'm in Florida) they have regulations on how much you can withdraw and what the mininum balance is. That would probably help out. Good luck!
Reply:Open a XMAS CLUD account. This way you can not touch it till XMAS.
Reply:If you need to have a second account for savings, then do it. Pay that account first before anything else. Talk to your banker to see about setting up access to it.
Reply:dunnnooo
Reply:Try gathering enough to open up a Money Market Account , most banks offer this
Reply:I'm not sure you could freeze it, but you can certainly create a second account.
Reply:you can have as many bank accounts that you want.if you want to try and save $,open a savings account,it is a little more difficult to take money out of it because you can only withdraw during banking hours!