Wednesday, October 21, 2009

Can i make credit bureau delete paid collection account?

I have this one collection account ( which is paid off) on my credit report for 2 years and i want to remove it. Is there any kind of action i could take to get that account removed before those 7 years?
Can i make credit bureau delete paid collection account?
You can try. The first step is to dispute the negative items with the credit bureaus. Below is a link FYI, Good luck!
Reply:A disputed credit listing must be verified as accurate for it to remain on the credit report. If the credit listings contains an error, the credit bureau may simply correct the item, very often, disputed credit items can't be verified because the creditor either no longer possesses necessary info Report Abuse

Reply:The only way that you can get it removed is by contacting the company that turned you over to collections agency, and ask them to remove you. The business must then contact the collections agency and ask for your name to be removed. Good luck though, most businesses will not remove your name.
Reply:If it was a collection account, it will be on your record for 7 years. That fact that you finally paid it does not negate that fact that it existed.
Reply:This is a record of your credit-a history. You don't delete history.
Reply:You would need a court order.

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