Saturday, November 7, 2009

When your account is sent to collection and an attachment to real estate property?

When you owe money to a company and they add an attachement to your personal real estate propert, what does that mean?? Will they make you sell your house?? or any part of it??
When your account is sent to collection and an attachment to real estate property?
No, they can not seize your house. They will prevent the house from being sold or refinanced until they are paid what you owe.





They can force the sale from your estate, you children can not inherit your property without paying the lien.
Reply:They won't make you sell it, but when you do sell it or when you die and your estate sells it, the first people/entities to be paid are those with attachments/liens against the property. In order for you to cleanly transfer title, they have to release the attachment or lien, which they won't do until the debt is paid.
Reply:You will have a lien on your house and you will not be able to sell it without paying the lien off. Not a good thing to have attached to your home.
Reply:I just refer you to visit http://www.alluk-property.co.uk for more help.I am sure your queries will be solved, good luck




Is there a free program that consolidates multiple email account?

I have multiple email accounts that I use, on different servers like yahoo and aol, is there a free program that can like forward them all to one email or something so I dont have to go back and forth?
Is there a free program that consolidates multiple email account?
Go to the Microsoft site and you can download Outlook Connector - this is free software!
Reply:YUP go here http://download.live.com/wlmail


download windows live


if you need any help go here http://luigi89.jimdo.com/contact.php

How do i transfer money from my Australian bank account to a UK credit card which I had while living in the UK

I still have some debt owing on my UK credit card which I need to pay off. My bank will not transfer money onto an overseas credit card, only to an overseas bank account which I don't have...any suggestions?
How do i transfer money from my Australian bank account to a UK credit card which I had while living in the UK
When I pay on my wife's Canadian credit card debt she had before we got married and she moved to the U.S. I just mail them a check (cheque) drawn from our U.S. bank account. They convert it over with no problem. Check with your credit card company.
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Is a bank allowed to debit money from your account without notifying you first?

sorry in the case i side with the bank -- after all when they first reported the 75 dollar credit you should have said "hey this is not my money and they will come for it" than you would not have these nsf fees!!!!
Is a bank allowed to debit money from your account without notifying you first?
Yes.





In the event of an overdraft fee or other bank related fee they will deduct the money due to them but them notify you by mail of their actions.
Reply:Yes and No. If it is an NSF fee or maintence fee then no. They will usually send a statement if you have repeat NSF fees. Now if it is a teller error which it sounds like in your case then yes. The money was credited because the deposit was thought to be more. Odds are the bank branch did this. The deposit then went to a proof dept (2nd checking dept) and they had what you originally put. So they took the money back out and should be or have sent a letter or notification.
Reply:Depends what it's for. If it's a fee that the bank is charging you... like an overdraft fee, or monthly maintenance fee, then yes. If the deduction was for another company, then yes, they have to have your permission to do so.
Reply:no they are not





did this happen to you? better ask them the reason why they did that.





most probably, it is stipulated in the bank agreement you signed when you opened the account and you just overlooked that detail





for example, in my bank, if you go below the maintaining balance, they would penalize you with a fee... this occurs automatically because they assume that i know this regulation when i signed the bank agreement when i opened my account in there





Fitz


http://readytoberich.blogspot.com

How do i move something to a different user account?

Its a dowload thing and i made a different user account and i need to move it.
How do i move something to a different user account?
when you go into the new user account open the c drive and try and find the program, then drag it to the desktop
Reply:Talk about being vague.





But, there should be an option in the software to specify a download folder.

Can I buy stuff from ebay using paypal limited account?

I have a paypal limited account can i buy stuff from ebay which is below100$?
Can I buy stuff from ebay using paypal limited account?
yes it should work

What is a pending IRX Transaction on my BofA account?

I looked through my account online and saw a charge for $2,017 under the name IRX. Customer service couldn't tell me what it was for since it's still pending, can you please help?
What is a pending IRX Transaction on my BofA account?
I have one on my acount it was from a check I deposited from my roommate for rent that he but a stop on, but since it had cleared they did a reversal of funds back out of my acount into his as an IRX Transaction.
naming

IF got my ex's refund deposited in my account 4 back child support on friday the 11th of april?

(continue here)it was less than what he owes ,will i also get his state return and his rebate check if yes when will i get the state check what is the procedure do they hold it 4 a certain amount of time,it only took 4 weeks to get the fed refund some people said it was to be 6 months but i got in 4 weeks.
IF got my ex's refund deposited in my account 4 back child support on friday the 11th of april?
Yes, you'll get the rebate, and most likely any state refund, until what he owes is paid off.
Reply:IT CAN TAKE A SHORT TIME DEPENDING ON HOW FAST THEY GET IT DONE

Can my account be suspended for just about anything?

Can my account really be suspended just because someone reported an answer I submitted simply because they didn't like my response. It wasn't offensive in comparison to other answers I see constantly on Y!A. And is there any way to get it back, or does appealing to Yahoo not actually do anything?
Can my account be suspended for just about anything?
Sometimes appealing does something, and sometimes it doesn't. Since it's Yahoo's program, I guess they can do just about anything they want, regardless of their rules. That's often how it works in life. God Bless you.

What should I know before I open a visa account?

How to use your credit card wisely?


Any tips from experienced people out there?
What should I know before I open a visa account?
The #1 thing to understand with a credit card is to NEVER buy stuff with it that you can't pay off in the SAME month.





$1,000 of debt on an 18.9% credit card costs you $189 a year.





Think about that, you're paying $189 a year just to be told by the credit card company "Hey, guess what. You still owe us $1,000!"





Seriously, if you can understand and apply the above three paragraphs, you'll be ahead of 90% of people out there with credit cards right now.
Reply:How much the annual fee is?


When does it hit your accoutn?


Do you have a grace period?





Those are all quite relevant after you've had your account a while.


Especially when the annual fee is charged.
Reply:1. Always keep track of your credit card spending.


2. Make sure you will be able to pay the full amount, not the minimum amount


3. Don't overspend
Reply:If you don't have extra money after your payday, it's a good sign that you'll only end up in credit card woes.

How do i verify my paypal account WITHOUT a bank account or credit card?

ok so i have paypal account and i dont have a credit card or bank account is there any other way that i can verify it without those things. plz there is 10 points for the very best answer.
How do i verify my paypal account WITHOUT a bank account or credit card?
I hate to tell you this, but you have to have either a bank account or a credit card to use paypal. This intentional so that they have some recourse, should you fail to make the necessary payments.
Reply:try this ;)


http://prepaid-visa.info/new-paypal-acco...





Scroll to the very bottom after reading ;)





You have to have a credit/debit card or bank account to verify Paypal. So I recommend just getting a prepaid card from Walmart (green dot) or just open a bank account. If you can't then that website might be the only way. I don't know of any other way
Reply:Girl, all you need to do is go online to Rushcard.com and apply for a pre-paid credit/debit card. You can even choose to personalize the card by getting a cute, stylish BabyPhat card in pink. Once it comes in the mail (2-7 business days), activate your account and you decide how much money you want added to the account. The best part about it-the company sends you money everytime you refer a friend to the Rushcard program!
first name

Question about a interest payment made into a savings account from the AEDC credit union?

A friend of mine told me that she got a $250 interest payment made into her savings account last week. She said that she didn't know how she got it. I was wondering if its just from having a account with the Credit Union or what?
Question about a interest payment made into a savings account from the AEDC credit union?
Most banks pay you interest on your savings account. the percentage depends on the bank. Your friend could have gotten more because its a Credit Union but all saving accounts have some type of interest payoff. usually once a month but sometimes yearly.

How to transfer Killzone 2 online data to another account?

Is there anyway to transfer Killzone 2 online data to another account?
How to transfer Killzone 2 online data to another account?
Online data. I thought it was all in your game save. If it was I would just transfer that.

How can i delete an old windows live messenger account?

i got a new windows live messenger account and want to delete the old one.... how can i do that?
How can i delete an old windows live messenger account?
first go to Control panel... then go to Programs after you press it you will see Programs and Features then at the botton of the bart it will say something like uninstall a programs press it and, well you can delet what ever you want.


can you give me 10 points?
Reply:from my understanding i think you wanting to delete your old addy?


well, unfortunately i too have tried this, but i dont think its possible, the best way is just to not use it and start using your new one.

How do I run system restore from a user account?

My administrator account has been disabled, how can I use the system restore - since u need an admin account to use it? How can I bypass?
How do I run system restore from a user account?
Theres a cd image you can download from the net. Once you burn it to cd, you can use it to enable the admin account and remove the admin password.
Reply:Your administrator account has been disabled? Does that mean you lost your password, or what?





You can't. Windows Vista is designed to prevent that from happening. Sorry.
jewish name

How many blogspot can I create in a gmail account?

I have eight blogspot in a gmail account but want more. plz help me to share info.
How many blogspot can I create in a gmail account?
I believe as many as you would like
Reply:You can have as many as you like!! Here are link to promote your blog such as site submission and webmaster tools, as its not all about quantity!!,





http://hubpages.com/_google1/hub/Didyouk...

I need to prevent internet access from a user account?

I have deleted all of the simple shortcuts to open internet explorer from a limited account, but the user keeps finding ways around it like opening support pages for software, etc. I need a way to uninstall internet explorer from this account. Does anyone know how to remove the internet explorer from only one account? Is this possible? Are there any free softwares that do this?
I need to prevent internet access from a user account?
download and install microsoft family safe and set it up in just your name then when ever anyone else trys to go online familysafe will stop them because you will be the only on to have an account and password

How do I figure out my account number for my bank account? So i can set up an online banking accout.?

I've been trying to figure this out forever.


I have my Selco Checkcard.


And I want to figure out my Account number to set


up an online banking account.
How do I figure out my account number for my bank account? So i can set up an online banking accout.?
Call the bank and they will direct you to the on line department. They will walk you through the process--do not give anyone your pin number, including the people that work at the bank.
Reply:Look at one of your checks...there are a series of numbers along the bottom edge. You will see a : then a series of 9 numbers, that is your routing number, then another : and a series of 13 numbers, these are your account numbers.
Reply:Do you have a checkbook? It listed at the bottom of each one of the checks...





Hope that helps...
Reply:Yes, if believe the route number %26amp; account number are on checks. Don't know if you get monthly statements, that should have your account information there?. Also, maybe the statements you get from the bank. If that isn't helping any, you can always go to your bank for that information. I wouldn't suggest the phone, but you take the risk of using a unsecure phone line. Anyone with the right technology, can be listening. The only place I can think of that has that are military phones.

How do you report a scammer who wanted my account password, later wanted me to send him money, no food he says?

of course I did nothing of the sort, he said he was a nurse doing his Masters in London and he had inherited a beautiful house in Kansas, with pictures and all. If he contacts you it's this guy chris.raymond28@yahoo.com beware, he wants your money and says he loves you that he prayed to find you. He says he can't live without you and doesn't even know you.
How do you report a scammer who wanted my account password, later wanted me to send him money, no food he says?
Report abuse to Customer care:


http://help.yahoo.com/l/us/yahoo/abuse/





Or forward to


spam@yahoo.com or spoof@yahoo.com ( when it involves a lot of money)
most popular name

How do I export my inbox to a different account or to my computer?

I'm trying to get all my mail off of the account so I can make another account somewhere else and then put my mail back on. =)
How do I export my inbox to a different account or to my computer?
well the best thing to do is just copy and paste the mail into a word document and then put the files onto a disc and put the disc into your other computer and send the mail to yourself ;) hope thats what you want.
Reply:Forward your email to a new email address, then cancel old email address.

How do I export my inbox to a different account or to my computer?

I'm trying to get all my mail off of the account so I can make another account somewhere else and then put my mail back on. =)
How do I export my inbox to a different account or to my computer?
well the best thing to do is just copy and paste the mail into a word document and then put the files onto a disc and put the disc into your other computer and send the mail to yourself ;) hope thats what you want.
Reply:Forward your email to a new email address, then cancel old email address.

Can you recieve Payment from Paypal with the need of the payment going through or to your account?

Like if someone pays you through paypal, can you recieve the payment without the need of the payment going through your account?
Can you recieve Payment from Paypal with the need of the payment going through or to your account?
no, if you or someone else goes thru paypal, whether it is check or credit card.. it will use paypal

How much interest do you pay in a margin account?

when you make trades with a margin account, suppose I have 30,000 + margin, do you pay the interest every time you make a trade ? meaning do you sum up all the margin you used for the trades( about 5 in a month) and pay the interest on the total?
How much interest do you pay in a margin account?
You are charged on the average balance borrowed over the month.





For example if you borrowed 30,000 on margin for a single day and none the rest of a 30 day month, you would be charged the interest rate times $1,000. $30,000/30.





If interest was 8% for two days it would be $60,000/30 times the interest or $2,000 (average balance) x .08 = $160
Reply:Is that calculation right?





I think it's something like the following:





$30,000 * 0.08 / 360 = 6.67 per day





6.67 * 1 day = $6.67 per day.





The interest is the annualized value. Let me know if I'm wrong. Report Abuse

Reply:That's right. It usually gets calculated monthly. I always reinvest the dividends back into the loan to offset interest.
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How do i make a website that allows people to register and log-on to their own account?

I want to set one up but I dont know how. Is there some program I have to download or a code I have to learn?
How do i make a website that allows people to register and log-on to their own account?
You can setup a full fledged website by using a simple CMS (Content Management System) that will allow users to register and logon on their own, even you can create your own disclaimer and rules, and also customize your website, manage users, so many functions under control panel to checkout.





But there are so many types of script like ASP, ASP .NET, Java, Perl, PHP.





Some web-hosts dont support scripts coded in PHP, ASP, etc. so before making a choice, make sure your web-hosting account has PHP or ASP features enabled





You just have to download any one script, put into you websites ftp or file manager, then follow the setup instructions included with the CMS file, its so easy.





There's no need of learning any coding or language, but if you want to explore the entire system completely then i would recommend you start with learning C, C++, Java, PHP and so on.
Reply:you need to learn programing
Reply:è·¯No worries anymore when it comes to building a fully functional, up and running website for FREE! along with free domain name too!





Microsoft (free domain and hosting for life) ,


Google (Googlepages, Blogger) ,


Yahoo (Geocities),


Freewebs are some of the companies offering free websites with design tools .





Make friends,


Share the word,


Get more visitors,


Add more pictures, music and sound,


Make more money鈥?br>




A list of free websites with features and links is available at-





http://www.pcworkathome.in/freewebhostin...
Reply:You can (a) learn programming, as in PHP code, but depending on the user that could take weeks to months.





there are many free user authentication scripts out there. However I personally wouldnt advise using login scripts, thats restricting content to registration. It turns away possible users, and they add up, trust me.

How much does it cost if i'll be subscribing to the service of an adult merchant account provider?

Your cost depends highly on the type of adult product you are selling, and most importantly, the associated risk of chargebacks.





For example, an adult bookstore will have the lowest rate in this category because transactions take place face-to-face, and the credit or debit card is swiped in a terminal. This account would be a domestic account opposed to an offshore account.





In this example, the bulk of your cost will be: The cost of the terminal (depending on its features $200-$500), a percentage of the transaction (around 2%), and a per transaction fee ($0.25 - $0.35).





It鈥檚 hard to give you an exact cost without knowing the type of business you are in. Get some quotes from a few processors to get a good idea. You can get a fee quote from the company I represent by following the links below:
How much does it cost if i'll be subscribing to the service of an adult merchant account provider?
There is a wide range of such service providers and their fees vary. Some have free set up cost so you might want to check those out first. Do a Yahoo search on "adult merchant account provider" and you will get a good number of such service providers. It is a high risk segment of the business so the fees are normally high.
girl name

What are the benefits of having a verified paypal account (2 questions)?

And my other question:





- How much money can i send each month with an un-verified account?





:O thanks in advanced
What are the benefits of having a verified paypal account (2 questions)?
Paypal will only accept verified accounts. If the account is not verified, they will not honor your purchase.

Where can I cash a check without a bank account?

Not only where, but I'd rather it be a place where I can be 15 and still be able to do so by myself. I live on Staten Island so if anyone knows a place I can easily cash a check at the age of 15, please let me know.





I know I can just go to the bank with my parents, but they aren't the type of parents that would enjoy escorting me to do this kind of thing. They prefer if I handle all my affairs alone.
Where can I cash a check without a bank account?
Call western union to see if they will do it. Your local convenience or grocery store may do it for a fee. If it is a payroll check, walmart will do it. Of course, there is a fee ($3.00, I think). You will need to have some kind of ID, I don't know if there is an age limit though. And I don't know if there is a walmart near Staten Island. Call your nearest Walmart and ask if there is an minimum age.
Reply:Cash it at the bank it was drawn/written on. The name of the bank on the check. If it is not local, try a liquor store, grocery, or check cashing service those are everywhere. Be prepared to show ID and to pay for the service if you cash it anywhere other than the bank.
Reply:BS. Your parents won't help you. Take it to one of those check cashing services and pay them 10 - 25% of the check value then. Sounds like you have a stolen check to me and you don't want to get caught by your parnets. Guess what? The check cashing services check to see if the checks are ligit too.
Reply:if a payroll check, any major grocery chain will cash your check if you have some ID. A personal check is a two party check and thats a different story.
Reply:A convenience store? Some will do it. If you're looking for something legit though... you're outta luck. Just go open a bank account somewhere. Why isn't that an option?
Reply:Walmart ,they charge 3 bucks,but its quick.
Reply:I applaud your independence Mike but you will then be relegated to a check cashing service who will be delighted to cash your check and take a big ol chunk of it for their trouble. Why can't you just sign your check over to your folks and let them bank it at their leisure, better yet there are a few banks left that give minors bank accounts piggybacked off their parents accounts for safety. This would give you economic freedom and teach you how to manage your money and track a bank account. I got one for my daughter when she was 15 and she is building credit and totally independent.
Reply:You need some form of identification. If you have that, then look at the check. There should be a bank listed on the check. That is the bank that is obligated to cash the check and they will be able to cash it for you even if you don't have an account at the bank.

How to track a mail received on my hotmail account?

I want to track an email through IP address which I received on my hotmail account . The problem is that I can't find "Mail Display Settings" either in Options or elsewhere and therefore can't find the full headers. I'm not an IT expert but have only very little knowledge of this. Can anyone please help? Please note that I don't understand technical IT language.
How to track a mail received on my hotmail account?
You cant view headers in hotmail that i know of, sorry http://www.solvemyproblem.co.uk

Is the account number supposed to be 6 digits?

I'm on my bank account site and it says


Checking/4*0*23-Ck1


Would those 6 digits happen to be my account number? Lol. I don't have any checks :S.
Is the account number supposed to be 6 digits?
Every bank has a different number of digits that make up an account number. At my bank, it is 10 - but some are more, some are less. Generally speaking, the smaller the bank, the less numbers required. I would say that the number you gave is probably your account number.
Reply:On American checks the numbers at the bottom from left to right will be the Routing Number, Check Number and your Bank Account Number. That said, I have seen checks that display, in the same order, the Routing Number, your Bank Account Number and Check Number.





You say you don't have any checks. If you have a canceled check or a deposit slip it will contain the same information except the deposit slip will be minus the check number. If not, call your bank and ask them.
name common

Rephrased: How secure is it to recieve actual bank account statement PDF's on free email a/c?

While Banks provide a "Secure area to view in THEIR website"


My employer wants to switch to paperless and send PDF's and word docs of Paystubs and other employment related stuff to my "free e-mail account (yahoo/gmail).





Is this safe? I have been reading about google never deleting stuff and reading emails, and other privacy issues.
Rephrased: How secure is it to recieve actual bank account statement PDF's on free email a/c?
never send this type of info to free email accounts (i would send them to any personally)...hotmail, gmail, etc are prime targets for hackers. they've been broken into more than any other type of web service...why because it's hard to plug all the possible security holes. email is the biggest source of viruses, etc than anything on the 'net. the issue is not with the email service provider but with being hacked.
Reply:not cool ... i use online banking and their site to view statement and such ... i would never let it travel to my mail ... can be intercepted ... ....no way!!!

How can I transfer $50K into my sons bank account without being reported to the government to avoid gift tax?

Can I deposit cash in small increments (about $9,000 per month) into his account without raising a red flag?
How can I transfer $50K into my sons bank account without being reported to the government to avoid gift tax?
You can give up to $12,000 per beneficiary each year without incurring a gift tax or needing to report the gift on a tax return. Married couples can transfer a total of $24,000 per beneficiary. In addition, there is a lifetime $1 million exclusion for gifts and inheritances made above the limits, known as the Unified Estate and Gift Tax Credit. Such gifts typically reduce your taxable estate. If you gave in excess of the limits, you will need to file a gift tax return (IRS Form 709) with your income tax return.





There are, however, several exceptions:





With contributions to section 529 plans, there is an accelerated gift option that allows a donor to average gifts that exceed the limits over a five year period without incurring federal gift tax. This allows the donor to give up to $60,000 per beneficiary in a single year ($120,000 for a married couple through gift-splitting). The donor may not give additional gifts to the beneficiary during the five year period without incurring the gift tax. If the donor dies during the five year gift tax averaging period, a pro-rata portion of the gift will be included in the donor's gross estate based on the number of years remaining in the 5 year period (not including the year in which the donor died).





Payments for tuition or medical care (including health insurance) for other individuals, provided that the payments are made directly to the educational institution, hospital/doctor, or insurance company. Reimbursing someone else for these expenses doesn't count. (IRC Section 2503(e).)





Gifts to a trust for the benefit of an individual must satisfy certain requirements, such as being irrevocable, in order to qualify for the $12,000 exclusion from the gift tax.


The gift must be of a present interest in the property. A gift of a future interest in the property does not qualify for the gift tax exclusion.
Reply:Robert's answer was pretty thorough (and complicated, haha). Why do you need to transfer $50k to his account? I think an easier way would be to just pay for whatever he needs yourself, and then it wouldn't be a "gift," just expenses on your part, but I don't know what your situation is.
Reply:If he is a minor there are ways to do this without a problem. If not you will still probably get away with it.

Is is bad to have more than one savings account?

I just wanted to know before I go ahead and open another one. I'm afraid it might affect credit scores, and such so let me know if there's negative things about having more than one please.
Is is bad to have more than one savings account?
No, it isn't bad - a lot of people have several savings accounts. Some are "pure" savings (meaning you can withdraw money at any time and it is labeled savings) while others have a savings account, along with money market accounts, IRA's, CD's, etc. (which are all a form of a savings account.) Opening multiple savings accounts does not impact your credit score at all. Opening credit accounts (credit card, mortgage, etc.) impacts your credit score and whether you pay your bills or not affects your score, but not opening savings accounts.
Reply:http://guideinfo.b00m.biz


you can get much information in this website,stay a minute in website and check anyone link at a time,you can aslo get your answer in Google Search in this website, which has helped me alot
Reply:unless the interest rate is higher (and then just transfer it all to one acct) just put it in one. You'll earn no more money having the same amount of cash in 1 or 100 accounts if the interest is the same.
Reply:If you have savings of over $100,000 you may wish to spread it amongst a few banks so it will all be FDIC insured. Otherwise the fewer the savings accounts the better. I currently have 2 and may soon need to have 3.
Reply:If you can afford the luxury of being able to save money in more than one account, why not? I'd have ten of those if I could.

Charges for writing a check on a closed bank account in Illinois?

I got paid with check for 400 dollars. When i tried to cash it at the bank they said the account is closed. What actions should i take against the guy?
Charges for writing a check on a closed bank account in Illinois?
Knowingly writing a check on a close account is a crime. That said, criminal charges won't do YOU any good. You have to sue in CIVIL court for the amount you are owed. The correct jurisdiction is wherever you where paid. The location of the bank, or even the primary location of the payer are not important.
Reply:Go to the police station and file a complaint and ask them what to do. You can file charges immediately while there.
Reply:You need to call the police. That is check fraud and is against the law.
Reply:Tomek, Here's a list of banks in Illinois that can help. http://www.banksintheusa.com/Illinois-Ba...
fantasy name

How does a non American open an online brokerage account? scottrade or etrade allow only US citizens.?

I have visited sites such as scottrade, etrade and ameritrade and they only allow US citizens to have accounts.
How does a non American open an online brokerage account? scottrade or etrade allow only US citizens.?
It's not difficult, but you will probably have to call them instead of applying online. They may also impose a minimum balance requirement, but the hardest part will probably be providing the identification they need (when you open an account with an online broker you need to provide identication proving who you are and where you live).





The reason the website application is limited to US citizens is that they don't want to hit problems with regulators by (for example) allowing a German citizen to buy a mutual fund that isn't registered for sale to Germans.





I am a UK citizen with an account with TD Ameritrade. They run a UK specific section on their site, which will not allow me to buy things like US mutual funds or ISA's (UK tax free accounts). The important point is that the commission charges are the same as on the US site (ie: significantly lower than I would get on an account with a UK broker) and I can buy any US shares I want.
Reply:try this site http://www.easy-forex.com/Gateway.aspx?g...

Can I deposit checks into my Bank of America account from a La Salle ATM?

I know Bank of America and La Salle have merged, so can I use a La Salle ATM to deposit into my Bank of America account yet? My friends say I can deposit into any ATM as long as it will read my card and PIN, I just will be charged a service fee. There are no Bank of America ATMs or branches where I now live.
Can I deposit checks into my Bank of America account from a La Salle ATM?
Bank of America is a little tricky with their mergers. I work for them and right now they have 3 different systems. One for when they bought out Seafirst in WA and ID and one in CA and one for the rest of the country. Right now you are able to go about your normal business. Bank of America at some point or another MAY put La Salle on the same system as the rest of the country but it is highly unlikely because it is not very cost effective depending on the amount of total branches. If you were able to deposit money into the atm before at a La Salle atm into your La Salle account, that has not changed, just the logo and company name. All the systems in place are the same for now. The only problem you would have is that if you went out of town and tried to do a deposit into that account from a bank of america branch. It wouldn't work because of the fact that the systems are not in place. Since it sounds like you currently have a bank of america account, to make your life easier i would close that one and open up a La Salle account (even though it's all under the bank of america roof) because you won't ever be able to deposit into a bofa account from a la salle atm unless they merge the systems together.
Reply:I can't give a definitive answer about BofA and LaSalle. I can tell you ANY ATM will read your card and accept the PIN. That does NOT mean you can make a deposit at that machine. I recommend calling the customer service number that should be on the back of the card. If they can't tell you, I doubt anyone here can.
Reply:I wouldn't. You should have received a whole packet of information, new checks, deposit tickets, ATM card, PIN, and a date when you can start to use them. It's been my experience when banks merge, it takes awhile for the old bank to go away and actually become one with the new bank.
Reply:go see the manager of the bank and ask him/her
Reply:Yes you can, I get away with it all the time. Whether or not they think it's OK... I don't know. But who cares? :)
Reply:Then I would take your checks and open a new account


in your area and find one that is free checking and free


ATM use.
Reply:If B of A and LaSalle have already merged then yes, you can deposit to a B of A or LaSalle ATM. The tellers pull the deposit envelopes and process them the same as if you walked in the branch so using a Compass Bank ATM would never work.

Any ideas for creating sweet photos for my flickr account?

Thanx for responding to my other question ^_^ It wasn't really an everyday thing. I was just curious. Anyways, I just wanted to hear any suggestions. No answers are wrong, so don't expect me to choose the best answer...
Any ideas for creating sweet photos for my flickr account?
One place to start would be to look at other users photos in Flickr and find things that appeal to you. Decide what "looks" you like and save the photos as favorites.





There are also many groups in Flickr that discuss areas of interest and help the members to get results that they are looking for.





You could start at this link to see a few of the pictures I have posted on Flickr.





http://www.flickr.com/photos/robs-photo-...





Also you can invite people as friends to view your photos to get feedback on what you already have.





HTH, Email me if you have more specific questions.
Reply:I have a list of words that I use for inspiration. It has helped me with variety in my photos as I am learning. Here's the list for you.


Reach for the Sky


Emotion


Whimsical


The Wheel


Fill the Frame


Water


Duotone


Favorite Things


Nighttime


Motion


Color My World


Texture


Spooky


Album Cover


Liquid


Natural World


Luxury


Solitude


Timeworn


Contrasts


Glass


Food


Smoke


Reflection


Sexy


Mistake


Circle


White


Graffiti


Curves


Love


Business


Kids


Wealth


Blue


Reflections


Colorful


Eyes


Architecture


Strange


Orange


Glamour


Sky


Beach


Yellow


Bird


Clouds


Black %26amp; White


Nostalgia


Loss


Taste


A difficult shot

Can I still cash a Chase check without an account with them ?

Someone issued me a $ 5000 check, I want to cash with but I don't have an account with Wamu/Chase. Can I still cash it ?
Can I still cash a Chase check without an account with them ?
Most banks will not cash such a large amount check, even w/proper id, they have a right to reject it. Now, you can always open an acct. w/them %26amp; your money should be available w/in days. Best option: take it to your own bank for deposit, no bank? open a personal acct. w/Chase. Good luck!!!
Reply:sure. Chase may charge you a fee but yes you can if you walk up to one of their tellers.





It is free if you deposit it into your bank account with whomever bank you use.
dog names

Does the yahoo toolbar keep a history of stuff searched from other computers signed onto the same account?

my friend signed onto her account on my computer when she was at my house. not knowing she was still signed in, i searched some stuff on yahoo/yahoo answers that i don't want her to see. will she be able to access/see it from her computer? or will it only show up on my browser?
Does the yahoo toolbar keep a history of stuff searched from other computers signed onto the same account?
Only on your computor each one has their own history browser.
Reply:Only on your browser. I'm pretty sure.

What paypal account is the best for me?

Ok so i found a job online that pays only through paypal. What paypal account will be best for me if i want to to receive payments and buy things online?
What paypal account is the best for me?
A regular paypal acct should be fine. You will have to have a bank acct attached to your paypal acct to get your money out.

How can I receive text messages to my AIM account?

Just like you can send SMS Messages to phones from AIM, how can I receive from the phones to my cellphone number and see the messages on AIM? Thx.
How can I receive text messages to my AIM account?
Type in the message on your phone or add the picture/video/audio file. When it comes to who do you want to send it to, type in your email adress with the ...@(yahoo.com) or whatever your email adress is.

How do you change your birthdate for your yahoo account?

I messed up when registering, id like to change it back, anybody know how to do that?
How do you change your birthdate for your yahoo account?
You go to opitions and there is a spot to change your information. you will see that you can change everything but your user name
dog names

Saturday, October 24, 2009

Can someone please tell me how to create premium account in rapidshare and megaupload for free?

Please tell me how to do it without involving any money from my pocket.
Can someone please tell me how to create premium account in rapidshare and megaupload for free?
free using this tools





http://www.surf4free.org


http://www.search-download.org


http://www.download-premium.com
Reply:What you want is illegal sorry can't help you pay for a premium account.
Reply:If you want a premium account then you need to purchase one.
Reply:I wish i could help u im trying to buy me a 1 month membership but it will not let the transaction go through it keeps saying something about US residents cant but it
Reply:You don't you pay for It lol Try another service like bit torrent
Reply:pay 4 it like every1 else

Previous yahoo account got phished. How can i figure out what the password is to get back in?

Every account created on that adress works but i cant get in the yahoo account. I need to figure out what the password is. Any ideas to help?
Previous yahoo account got phished. How can i figure out what the password is to get back in?
have you tried signin ask for lost password they will sent you a email to where your first mail account is

Will it be safe to open a life insurance account with the current financial crisis?

i am just so lucky that this happened before i put a third of my money into AIG.


Now i'm looking into Sun Life Financial, is it a safe company? were they one of the many that invested money in the Lehman brothers?
Will it be safe to open a life insurance account with the current financial crisis?
Life insurance is regulated very strictly by state governments, and the companies much show reserve holdings for any payouts they may make. If you are purchasing life insurance from a reputable company like Sun Life you should be fine. However, I would question the benefits of variable life insurance (if that's what you are buying) and buy universal life instead.
Reply:You should also check out Primerica. They have an excellent financial report and I have insurance with them. If you would like more info, send me an email through this site.





Thanks,


Milton

How much money can you have in a paypal account before you have to pay tax on it?

Unlimited. Merely putting money in a PayPal account does not trigger a taxable event, in and of itself. It's nothing more than a specialized bank account. Putting money in the bank doesn't trigger taxes.
How much money can you have in a paypal account before you have to pay tax on it?
TFTP Report Abuse

Reply:Bostonian is correct. Just having money in a PayPal account means nothing.





It is the reason why you have money there that may cause you to have to pay taxes on the money.
family name

How do you add a cartoon face to your account?

I have noticed that most everyone has a cartoon type face next to their name. How do I go about getting one?
How do you add a cartoon face to your account?
*Go to http://avatars.yahoo.com





*When you get there click "Preferences" to choose male or female.





*Click save after you choose.





*Then you can create what you want to look like. Appearance, apparel, extras, etc.





*Look around at the sub categories, face, hair, eyes, all categories have numbered pages, so take your time.





*As you are trying thing you will see in the avatar pane. When you like it, click "Save Changes". You can save things to Favorites for another time.





*Now, come back to Yahoo Answers. Click the "My Profile" link to the upper right of this Yahoo Answers page, then click "Edit My Info" in the top left box on the Answers profile page. Scroll down to the image section and check the option of showing your avatar. Click Preview and then the OK button.
Reply:It's called your Yahoo Avatar, and I was confused at first, too!





Here is where you can edit yours:





http://avatars.yahoo.com/





Make sure you save it when you're done! Then, go to "my profile" and click "edit my profile." There will be a section called "picture" with three options. Select the one with your avatar and save the settings. Have fun!

How do I change my password for my FTP account?

I just bought a website that is already established, and now that I'm the new owner I want to change the password for the FTP account. I update the site via FTP.
How do I change my password for my FTP account?
Usually the web hosting service provider will give you access to your main control panel (e.g. Cpanel). Changing the FTP password and a lot more features are available from there. You may be able to log on to it from the host's website.

What do I need to do to get my Yahoo Answers profile to use my Yahoo 360 account photo.?

I have a 360 account and have a photo set as my main image. When I got into my Answers profile, the option to use my 360 photo is greyed out and won't let me check it. Underneath it, it says "no Yahoo 360 photo". I need help getting this to work please!
What do I need to do to get my Yahoo Answers profile to use my Yahoo 360 account photo.?
Yahoo! announced that they are making a transition: "From now on, instead of importing your image display from Yahoo! 360, Answers will use the image from your profile on Yahoo!." So you will either need to update your profile or create your profile by going to http://profiles.yahoo.com.


If no picture is created in your profile and if you are not using an avatar, the gray smiley face will appear by default.





March 9, 2009 blog "What’s the scoop on profiles?"


http://yanswersblog.com/index.php/archiv...


March 18, 2009 blog "Update: Your profile on Yahoo! Answers"


http://www.yprofileblog.com/blog/2009/03...
Reply:click 'My Profile'


then


'My 360 profile '


Then


'Edit My Info'


then select


'Use my Yahoo! 360 Picture '

Why does my MS Internet Explorer shut down every time I send an email from my Yahoo account?

I receive a pop up box that says there is an error in programming when I try to send a message. My message does get sent but my Internet Explorer shuts down, and I have to log into my email account again. Why could cause this problem?
Why does my MS Internet Explorer shut down every time I send an email from my Yahoo account?
Hi my name鈥檚 Feran and I am working with the Internet Explorer Outreach Team to help provide assistance to folks about their Internet Explorer. You may want to try downloading IE8, it's the newest Internet Explorer 鈥?I have listed some good sites you can check out to help you learn more about it:





The Microsoft website: http://www.microsoft.com/windows/interne... and IEBlog: http://blogs.msdn.com/ie/ will provide you with some great information about IE8 and its new features and security improvements. If you decide, you can download it at the first site as well.





This is also a good site to give you a better idea of IE8 and see how it differs from IE7 http://www.ie8demos.com/tryit/.





I hope this helps!





Feran,





Internet Explorer Outreach Team
scientific name

Can I use the money in my Health Savings Account to pay for a first time House?

I'm thinking of buying a house in the next year. I still haven't funded my Health Savings Account yet. If I do, can I use that money to pay for my house without penalty? I know you can do this with an IRA, but what about a health savings account?
Can I use the money in my Health Savings Account to pay for a first time House?
No it is for your health stuff. By the way do not use your IRA it is for retirment whihc means you would be borrowing from your future very bad idea. Just save some more... also because you will need money for upkeep, taxes etc.
Reply:Nope. Like what it says, it is for Health Savings...otherwise it would have been called Home Savings.
Reply:nope

How can I get all my incoming messages from my contacts and transfer to my other hotmail account?

I have old hotmail account and just got new one. So I would like to know if there is possible that I can transfer my all old messages from old account to new one? Thanks
How can I get all my incoming messages from my contacts and transfer to my other hotmail account?
yes its called email you can email them to your new hot mail account

How personal is your Y!A account? [What if a friend / family member gained access to your whole account?]?

How personal is your account?





What would you do if one of your friends read all of your questions / answers? How would you feel?





What would you do if a family member read all of your questions / answers? How would you feel?





What if your crush read all of your questions / answers? How would you feel?





Thanks for answering!
How personal is your Y!A account? [What if a friend / family member gained access to your whole account?]?
I don't mind my closest friends going through. That doesn't bother me. But for friends I'm not so close with, no I wouldn't. The whole point of this site is that it's annoymous.





My family? Woah, no. Not my 'rents, at least. That would be weird. There's way too much "personal" stuff I've either asked or answered about here.





My crush? Well...that's a difficult one. He doesn't do it much...and if he did I wouldn't care one bit. He knows everything about me, so he wouldn't find any surprises. :)


He has a Y!A account, but he very rarly uses it. Much to my despair! I guess it's just not his cuppa.





:)
Reply:My account is extremely personal, and cannot be accessed by my friends or family, except for one special friend from long ago who is totally accepting; he joined Y!A too and became a contact! One of the things I love most about the site is the freedom that anonymity gives you, and it's a comfort sometimes to be able to ask questions that are too personal, or contentious, or at risk of being misunderstood, to ask in your real life.





If a friend or family member read all of my q and a without my permission, I would feel that my privacy had been violated and I would be absolutely livid.
Reply:How personal is your account?


Its not lol! Anyone who comes on here can access it because im logged in all the time.





What would you do if one of your friends read all of your questions / answers? How would you feel?


I wouldn't really care. Its not like i've said anything bad about them or spoke about them in a bad way.





What would you do if a family member read all of your questions / answers? How would you feel?


Still wouldnt care! Its not like i've said that i had some nasty *** disease or something!!!





What if your crush read all of your questions / answers? How would you feel?


I don't have one, but i guess id get over it!
Reply:How personal is your account?





I'd say about 8/10. I don't ask REALLY personal questions.





What would you do if one of your friends read all of your questions / answers? How would you feel?





I would be kinda embarrassed, because some are about guys and stuff and they're dumb.





What would you do if a family member read all of your questions / answers? How would you feel?





Well, my parents aren't good enough at using the computer to find me here lol. But my 16 y.o brother has an account but we don't add eachother cause' we don't wanna see eachothers questions. Although I know his account name and stuff, but he doesn't know mine.





What if your crush read all of your questions / answers? How would you feel?





REALLLLYYYYY EMBARASSED!





Thanks for answering!





No problem :]
Reply:100% completely personal. Y!A is where I can say what I want to say, not what other people want me to say, and I can ask very personal questions without being embarassed.





If anyone I knew read my questions or answers without permission, I would be furious. I think I would allow friends to read some of my answers, but never any of my questions. It's not that I'm embarassed of them, it's just that they get quite personal, which is great! I love this site for that reason.
Reply:FRIENDS - I dont think they would be surprised, my friends pretty much know everything about me and about everything i believe in, what i get annoyed at and what makes me happy etc.


anything too personal isnt on this site in any of my q's or a's.





FAMILY - same as above, they know almost everything about me, maybe if it was my brother he would be a bit surprised but nothing more than that i dont thin.





CRUSH - haha i dont think he would care lol.





:)
Reply:How personal is your account?


Reasonably, yeah.





What would you do if one of your friends read all of your questions / answers? How would you feel?


I would honestly feel mortified. It is sorta my personal life which i wouldn't wanna share.





What would you do if a family member read all of your questions / answers? How would you feel?


Same as above.





What if your crush read all of your questions / answers? How would you feel?


It is my boyfriend, and honestly, I may be a little embarrassed but he is my boyfriend and he accepts me for who i am :)





Same to you!


Thanks for asking!
Reply:Not that personal:





What would you do if one of your friends read all of your questions / answers? How would you feel: I wouldn't really care. They're my friends and I trust them. Some of my friends even answer my questions on here.





What would you do if a family member read all of your questions / answers? How would you feel: Some what of an invasion of privacy. Why were they even on my account, or looking at all my info? If it was a good reason, then so be it.





What if your crush read all of your questions / answers? How would you feel: I wouldn't really care, just be a little creeped out.





=]
Reply:Sort of personal.





My friends: I wouldn't care. They know everything about me. I know everything about them. That's just how it works. Id be fine about it :).





A family member: Depends who. My sisters/cousins I'd be fine with it. They know everything anyways. Wouldn't be a surprise.





My boyfriend: Haha I don't know what I'd do. Probably be a little upset. Most of my questions are about him so I don't think he would appreciate it. It would probably cause a fight.





Np! :)
Reply:My account is very personal, I got it so I could ask questions that I didn't want to concern friends and family with. My best friend found it. I felt like an idiot. I would be doomed if a family member read my questions :S I'de be in a mental hospital as quick as you can say INSANE! And... My crush would think I'm nuts also, but there's nothing about people I've liked here.
Reply:A friend/family member can read all my questions and answers any time they like. I'm posting them in public, after all! All they need to do is click on my profile - it's not private.





If you would be embarrassed if someone you know in RL read what you post...don't post it.
Reply:Not that personal


I would laugh and I think one of my friends did find it


My family members would kill me because they're prudes and they wouldn't like my blunt honestly


I don't have a crush but if my bf read it, he probably would laugh
Reply:my bf has access to all of them... but he doesn't really read them. he's the only person that i know of. and it doesn't really bother me that he does.
Reply:some things are personal but for the most part I try to keep things private, therefore it would not greatly bother me in my family read my questions and answers.
Reply:its a little personal, nothing that would be a big deal though.
Reply:I don't know, I answer a lot of questions about sex/rape. My mom doesn't even know I know about that stuff. %26gt;.%26gt;

How do I send money to someone's Paypal account?

Do I need a paypal account to transfer money to a friend's paypal account? Once I have an account what do I do next?
How do I send money to someone's Paypal account?
you click SEND MONEY on the main page of Paypal and enter the email address of the person you are sending it to. If they have PayPal mobile enabled, you can also enter the phone number of the person instead of an email.





It's pretty simple!
naming

What is the procedure to delete my yahoo messenger account?

i have a problem with my messenger account.


i want to delete it and not getting any solution for ir.


please answer me urgently.


thankyou.
What is the procedure to delete my yahoo messenger account?
To remove yahoo messenger





Click Start


Control Panel


Add Remove Programs


Find Yahoo Messsenger and Remove





If you delete yahoo messenger you do have other ways to use it.


1. Yahoo Mail (called Chat and text in Yahoo mail Classic.)


2. Yahoo WebMessenger


http://web.im


http://webmessenger.yahoo.com


and there is


3. StarWars Yahoo Messenger


http://starwars.web.im


http://starwars.webmessenger.yahoo.com





I dont think this is what you wanted, but just in case:


If you want to delete your yahoo account that you have a problem with"


this closes everything that has to do with that Yahoo ID


Mail, Answers, Profile etc.


https://edit.yahoo.com/config/delete_use...


Please note:


When the deletion process is initiated, your Yahoo! account can never be recovered





For more info


http://help.yahoo.com/l/us/yahoo/hotjobs...

Whats the highest number you were at when your account got suspended?

I just got suspended today. I was a little over 17,000, and now back to square one. This sucks.
Whats the highest number you were at when your account got suspended?
8,500 level 5





i was mad at the world for a week LOL
Reply:I have never been suspended and don't receive many violation notices either. (I've had less than 10)


playing by the rules isn't difficult.


knowing what you can get get away with, and when you can, is the key...
Reply:hey level one mr third account...welcome back to the wonderful world of yahoo...i have been able to keep this one account im reaching level four FINALLY...


anyway its good to have you back ...the place wasnt the same with out you..now wheres your slamming 360..
Reply:i can tremeber the number - bt i was lvl 3 - and nearly lvl 4!
Reply:level 7, 30,000 points!


level6...not sure


2 level 5s...not sure!
Reply:500ish
Reply:i havent been suspended yet
Reply:3
Reply:it hasnt happend to me. i didnt know they took points off like that. im sorry you have to start again. b
Reply:Not for me.
Reply:i was at level 6 when my account got suspend and now this is my second account
Reply:what! how?! do you know why?

Can a collection agency for a defaulted student loan who intercepted my tax money access my bank account?

With no authorization?
Can a collection agency for a defaulted student loan who intercepted my tax money access my bank account?
They would have to have your acct number to get into your acct in the first place. They may be able to legally garnish money, but to do a debit they need your info. Generally they can't unless they have permission in writing. If you see anything odd, you can have your bank do an "Unauthorized ACH" investigation....there's a form you sign stating they didn't have permission to take it and they contact the company for their written authorization...
Reply:Access your bank account without your authorization? No!! They can't.





The only way they could legally get your money is if a Judge awarded them permission to put legal holds on any available funds in your bank accounts.


Also, garnished wages could result in Payments being taken directly out of your paycheck.
Reply:If they can get a court order they can get to any assets you have.
Reply:well, if you mean "with no authorization" from you, they dont always need your approval.





if they went through the courts and were granted permission by the courts, then they did have authorization, just not from you.





but some collection agencies are underhanded and you should look into if they actually got the correct authorization.

Is it still possible to open a closed bank account?

Just wondering if it is possible especially if the account is yours.
Is it still possible to open a closed bank account?
I'm not sure if it is the same at every bank, but here's some information from the one I work at. Hopefully it is helpful. If the account was closed in good standing, the account is closed for good. You will have to open a new account with a new number. We do this for security reasons (i.e. if someone else were to get ahold of your past account number and steal your identity...come in claiming to be you and wanting to re-open an account= bad news!) If the account was force closed due to being overdraft for a certain length of time, typically there is a repayment plan. The tellers at the bank will have a way of inputting the payment into the system. Once you have paid the balance to zero, you can reopen the same account. Hope I was able to help!
Reply:Mmmh.
Reply:If you owe money on it and pay it off, you can re open it. unless there are other circumstances you should be able to open it with a deposit just fine
Reply:No once an account is closed, you have to open another one.
name naming

Can you still take money out of a savings account if you don't have your atm card?

I am 14 and I have a savings account. I have 153$ in it because of shares/stocks my grandparents have for me.I spent the money they gave me on hair extensions but I still need to buy more cloths because I got rid of all my old ones that didn't fit or I haven't wore in a long time, but I lost my atm card. Is there any way I can take my money out without my atm card?
Can you still take money out of a savings account if you don't have your atm card?
You can go inside the bank to a teller. However, since you are under 18 your parents are probably the "trustee" on your account. This means that they would need to go in with you to withdraw any money.
Reply:Yes, you can go into the bank and fill out a withdrawal slip and give it to the teller.
Reply:Yes. You can go into the bank and ask for a withdrawal slip. Fill it out for the amount you want or tell them you want to close out the account.
Reply:yes you can still withdraw money even without an atm card. you'll be needing an id though when u go to the bank to fill out a withdrawal slip. go to a teller and just tell them u want to withdraw from your savings account and show your id. then ask if they could help u get a replacement for your lost atm. its better to have an adult go with you. tellers sometimes tend to be mean to younger people who they think do not know what they're doing.
Reply:You can get a new one, or go to the bank and fill out a withdrawal slip.

Can you keep purchased itunes songs on a new account?

My two brothers and I have been sharing an iTunes account, but now we can each get our own. Can we keep our already purchased songs if we're each on a new account?
Can you keep purchased itunes songs on a new account?
yes , instructions here: http://usitunes.blogspot.com/2008/12/mul...
Reply:yes

Where Online Can I Withdraw From My E-Gold Account without Having to Enter my Passphrase All the Time?

I have an E-Gold account, and I want to try and withdraw my funds either to my Paypal account or Bank transfer, but each site keeps asking for my passphrase, and I don't really trust the sites too much. When someone gets your passphrase they can prettymuch steal from your account. Can anyone help?
Where Online Can I Withdraw From My E-Gold Account without Having to Enter my Passphrase All the Time?
Yet you trust e-Gold.





Consider this.





You have to :"buy" your egold, from a broker who charges you a large percentage.





e-Gold, charges you to store your money, even though there is nothing to physically store.





They charge you again every time you receive money.





A bank pays you interest to keep your money.





My advice, put your money into PayPal. For a business account, they currently pay 5.04% per annum, and if you get a credit card, you get 1% cash back.





e-Gold and other e-currencies are shady operations. Beware. eCurrency operations are ways to get your money.
Reply:try Icegold, they will transfer funds from your e-gold account to your bank account and only need your e-gold account number. Never give out passwords.

Is there a way to swap folders from one account to another on Windows Vista?

Is there a way to swap all my files onto the super administrator, or do I have to do it manually?
Is there a way to swap folders from one account to another on Windows Vista?
yeah you have to do it manually
Reply:u have to do it manually.
naming

How to account the filing status for 2005?

Sidney and Angelene was married in 2000. During 2005, they were both employed, eash earning $32,000 for the year. They discovered that there was a significant tax savings if they could file as single taxpayers and thus arranged a vacation trip and a divrce before the end of the year. In January 2006, they remarried. What is their filing status for 2005? Explain. Thanks!
How to account the filing status for 2005?
Doesn't *anyone* else see this is a homework problem she couldn't answer? Is it really that difficult to search for the keyword "divorce" in the FAQ's on the IRS website?
Reply:Yes, I saw this was a homework problem. That's why my answer referred to 'the case your homework describes'. datette did not give an answer to the question. Report Abuse

Reply:If you are married you MUST file as married. With your example, this sham divorce technically allows them to file as single since they were not married as of 12/31/2005. However WHEN the IRS catches them they are in deep dodo!
Reply:Technically, your marital status on Dec 31 is your filing status for tax purposes for the year. In the case your homework describes, be prepared for the IRS to argue the divorce was fraudulent and recompute taxes. I doubt there are any real situations where filing as single would be better than both Married filing Jointly AND Married filing Separately.
Reply:Since it was a sham divorce to save on taxes, their filing status won't change as far as the IRS is concerned. Their choices remain Married Filing Jointly and Married Filing Separately.





IRS Pub 504 http://www.irs.gov/pub/irs-pdf/p504.pdf page 3, left column, very clearly states:





"Exception. If you and your spouse obtain a divorce in one year for the sole purpose of filing tax returns as unmarried individuals, and at the time of divorce you intend to remarry each other and do so in the next tax year, you and your spouse must file as married individuals."
Reply:Married filing Jointly is the best option. The IRS will not allow for a married couple to divorce, then remarry the next tax year and still qualify for Single filing status. If they did do this and filed as Single, then they would both have to amend their 2005 returns, and pay back any additional refund they recieved that they shouldn't have, plus any interest and penalties.

Can I get cable TV service off of the account of another person in my complex?

My wife and I live in the same apartment complex as her parents. We currently don't have cable tv service because we hardly watch it, they have Time Warner Cable. They are trying to tell us if we take one of their cable boxes and hook it up to our tv, that we should get tv off of their account. Would that be possible? We live in the same complex, but different building. We don't particularly want/need the cable tv service, but they keep pressing the issue so I was just wondering if it could be done.
Can I get cable TV service off of the account of another person in my complex?
1. you would be guilty of cable theft if this was possible, and your in laws would be guilty of being accessories.





2. it is not possible, because you still need not only cable wiring coming into the apartment, but it must be activated. simply connecting the cable box to the TV does nothing.
Reply:Yes, it could be done. Without an account in your own name and you hook up to the cable, it is called Cable Theft. Cable companies will prosecute anyone who does that. Many people don't realize that cable companies have vehicles equipped to detect any cable theft. Inform your in-laws that what they are insisting upon is breaking the law. Thank you for being honest and doing the right thing.

How did Verizon get an OFFCIAL tag on their account? How do I get one?

When you land mouse on their icon when it shows up, they have an OFFICIAL tag.
How did Verizon get an OFFCIAL tag on their account? How do I get one?
Commercial Yahoo partners (they pay Yahoo!) get that tag. Whenever they post a question or answer, it is not considered spam although they may promote a product of their own company. In light of this explanation I doubt that you'd still be interested in that badge...:-)

Someone stole my check and deposited it into an Account?

I have the bank and account number and all that info. What can I do to catch these basturds?
Someone stole my check and deposited it into an Account?
Contact the bank, tell them what happened also call your police fraud dept. You also may want to get copies of your credit reports and put fraud alert on your credit reports, in case they try to open an account in your name the credit bureaus will contact you before an account is open. They should be easy to catch since they deposited into an account, someones name is on that account. But since your name is on the check they have that info, you didnt say if it was a payroll check, if it was and your stub was attached was your social security number on it? If it was your personal checks they have your bank account number on them so be safe call and put fraud alert on your credit reports, good luck
Reply:Report it to the bank and police ,


{ That's why we pay taxes . }





%26gt;
first name

How do I find out what instant messaging I have. and how do I get into the account?

I didn't even know I still had it untill I tried the new mail. I didn't like the new mail I liked classic better but can't im on it
How do I find out what instant messaging I have. and how do I get into the account?
If you have a Yahoo account, you have Yahoo IM, although you don't have to use it and many don't use it.





You can IM right away by using the web version of Yahoo IM at http://webmessenger.yahoo.com/





You can also install Yahoo IM on your computer--it has more features than the web version. Download from http://messenger.yahoo.com/
Reply:there are a lot of instant messaging programs available such as from yahoo instant messenger, aol, windows live messenger, etc. you only need to choose which programs do you like to use and create an account there. but since you are posting a quiz here then you have the account from yahoo already, so i recommend you to choose the yahoo instant messenger by downloading the program or you can just use the beta version of email so that when you check your emails, at the same time you can send and receive messages inside your mailbox. or there is webmessenger available too for yahoo.

How much does it cost to get a Paypal account and what is the monthly cost to keep it active?

Also are there any similiar companies like Paypal that may be better?
How much does it cost to get a Paypal account and what is the monthly cost to keep it active?
A basic account is free.
Reply:Costs nothing, it is free. As far as similar companies, there probably are, but paypal is most well known and widely accepted, so I would feel the safest with them.
Reply:There is no fee to establish a basic Paypal account nor is there a monthly fee to keep it active. On a basic account, fees are only paid on transfers to your account.
Reply:It's completely free. There are no other companies that are as widely accepted.
Reply:FREE FREE FREE FREE FREE FREE FREE FREE FREE FREE


None that I would trust. I enjoy my Paypal account.
Reply:yeah what she said it free bro

How do I get my games from my steam account?

I have games bought on my steam account, and I had them on another computer (laptop) the screen broke, now i have a new computer. Would it be possible to login to my steam account and get these already bought games onto my new comp?








help please
How do I get my games from my steam account?
Yup, that's how it works. It's by the account the games will be there forever.
Reply:You may use your Steam account on any machine which can connect to the Steam network - Steam allows you to download and install any games registered to your account as soon as you log in.

Can a US citizen living abroad open an investment account as a foreign entity?

and trade Nasdaq or DJIA stocks?





Or, would I have to open an account in the local country?





My problem is I'm living in Korea, and I have no interest in learning their language, and so do not wish to open a Korean account...they don't have any English websites for investments (that I'm aware of). So what would it take to open an account with a non-US and non-Korean investment company or bank with the intent to put money into the markets?
Can a US citizen living abroad open an investment account as a foreign entity?
There's really no reason why you can't open an investment account from Korea as long as you can supply the identification to prove who you are and where you live. The fact that you live in another country makes no difference, I live in the UK and have a US account with TD Ameritrade.





There are a handful of countries on a financial services black list, but they are places like Iran, Syria, Nigeria and Burma. The fact that you live in Korea will not be a problem.





Once you have the account open and funded then trading Nasdaq and DJIA is as simple as logging onto your account on the net and placing the trade. If you chose a non-US based provider then the IRS will withold some tax on your dividends. The amount withheld will depend on the tax treaty between the US and the country your account is hosted in, but will typically be around 10%.





Hope that's helpful.
jewish name

How can i play my world of warcraft free account without downloading?

i just got a 10 day free trial and have been trying for 3 hours to play it but it wont work
How can i play my world of warcraft free account without downloading?
In order to play you must have the latest patch(es). The game will not fully launch otherwise.
Reply:Unfortunately, you need to download the game to play.

How can i play my world of warcraft free account without downloading?

i just got a 10 day free trial and have been trying for 3 hours to play it but it wont work
How can i play my world of warcraft free account without downloading?
In order to play you must have the latest patch(es). The game will not fully launch otherwise.
Reply:Unfortunately, you need to download the game to play.

How do I find out what instant messaging I have. and how do I get into the account?

I didn't even know I still had it untill I tried the new mail. I didn't like the new mail I liked classic better but can't im on it
How do I find out what instant messaging I have. and how do I get into the account?
If you have a Yahoo account, you have Yahoo IM, although you don't have to use it and many don't use it.





You can IM right away by using the web version of Yahoo IM at http://webmessenger.yahoo.com/





You can also install Yahoo IM on your computer--it has more features than the web version. Download from http://messenger.yahoo.com/
Reply:there are a lot of instant messaging programs available such as from yahoo instant messenger, aol, windows live messenger, etc. you only need to choose which programs do you like to use and create an account there. but since you are posting a quiz here then you have the account from yahoo already, so i recommend you to choose the yahoo instant messenger by downloading the program or you can just use the beta version of email so that when you check your emails, at the same time you can send and receive messages inside your mailbox. or there is webmessenger available too for yahoo.

Is here a way to pay online using bank account and not credit cards?

I don't have a credit card but I wanna do many things on net... so please, is there a way I can just use bank account?





thanks! have a nice day!
Is here a way to pay online using bank account and not credit cards?
maybe you can try paypal??? idk if thats exactly ur question.





www.paypal.com


u put ur bank account there and many places in the internet you shop at let u use paypal to pay for the product you will be buying.
Reply:Some merchants may accept an electronic check as payment, which is nothing more than your bank routing number and your account number.
most popular name

Where is the best place to open a Checking Account?

I'm 16 years old, and I plan on openning a checking account soon so that I may organize my money and direct deposit my checks into my account. I'm new to the whole finicial business, so I need experienced help. Thanks
Where is the best place to open a Checking Account?
Bank of America has a great student account, good luck!
Reply:commerce
Reply:I dont trust banks
Reply:It depends. It would be helpful if you posted what city or at least what state you live in.





If you want access to lots of ATM's with no fees, go with the bank you see most often in your city. (there's a Bank of America on every corner in my neighborhood).





However, Credit Unions are better overall.





Look for any bank or credit union that will give you FREE CHECKING for direct deposit. %26amp; no ATM fees.
Reply:In your case, I would go with a large, reputable, institution. In two years you're likely to want to go to college, and having the same bank in your college town will be helpful. So, look at Washington Mutual, Bank of America, and banks like those.





Having a two year reputation with your bank will help with tuition loans as well.
Reply:Commerce Bank is where I held a free student checking account. It was very easy to use and I had no problems with it. I would caution you on the Debit card. When you enroll they will offer it and it just becomes too convenient. Be Careful with you money!! Good luck.

Is it possibal to shut down a rune scape account if so how ?

My freind asked me to make him arune scape account without thinking it through and he feels guilty (btw its kinda my fault )so if you know how that would be really helpful.
Is it possibal to shut down a rune scape account if so how ?
You can't delete, but maybe if you ask Jetex or just get it banned, I'd ry them in the order shown

Will a direct debit be taken out of an account which is nearly at the overdraft limit?

Ok I just wondered what happens if you are nearly at your overdraft limit but have direct debits coming out which will take it over the limit. Will the direct debit still come out? Will the bank charge me on a daily basis (I am with Natwest). Any help would be much appreciated
Will a direct debit be taken out of an account which is nearly at the overdraft limit?
The debits will post and the bank will determine whether it wants to take the risk of overdrawing your account or returning the items as unpaid.





Either way, the bank will charge you a fee for each debit, whether they pay it or return it. And, if you have other items post, such as checks clearing or debit card transactions, the bank will charge you an overdraft or non-sufficient funds fee for each item.
Reply:Assume the worst case scenario-


The direct debit will fail AND your bank will charge you æ‹¢35 for bouncing each and every one of them. 3 like this will cost you over æ‹¢100, plus you will get overlimit charges on your overdraft as well - whatever they are.





If you seriously have no money in there at the right time then contact the bank immediately to cancel the direct debits, then contact the companies concerned and make alternative arrangements.
Reply:It depends on how much the direct debit will put you over. If it's only a dollar or two, most banks will process it and charge you a service charge for being over limit. Some banks will just return the debit NSF - and charge you an NSF service charge. But if the debit puts you more than a couple of dollars over, they pretty much all return it NSF.
Reply:Either the DD's will come out and youll be charged for going o/d


Or the DD's will bounce and you'll get charged for that





Work out which is cheaper!





Or, cancel the DD's and phone the companies to discuss. Or extend your o/d temporarily?
Reply:Yes - and they charge lots if they try to take the direct debit and can't due to lack of funds. It's ironic that you receive the most bank charges when you have the least money. They will charge you for every failed direct debit that occurs. Nice.

How much does it cost to open a bank account with Wachovia?

Is it under 10 dollers?





answer if u KNOW please!
How much does it cost to open a bank account with Wachovia?
They have a website


www.wachovia.com


You can find the description of several different checking accounts. There are no upfront costs to open the account. There will be monthly service fees, depending on you average daily balance and how many bank services you use. My checking account is free, but it really depends. If you don't write a lot of checks, or if you are over 50, or if you keep high balances, it might be free. It is easy to go there and ask one of the bankers working in the platform. I think you have to be at least 18 or have an adult cosign with you.
Reply:hi i have a backing account with Wachovia here in dallas now for about 1 year now it is about $25.00 to open account for you
Reply:I doubt that Wachovia will open an account for $10. Most banks usually have a $100 limit to open an account.
Reply:Opening an account does not cost anything. There may be a minimum balance to open one, but you still own that money
Reply:50 dollars
Reply:Don't bother with this bank, they will be out of business within a year.
name latin

How can I open off shore account without needing a lot of $ in the account? what banks offer these benefits?

Why do you want an offshore account with very little money in it?
How can I open off shore account without needing a lot of $ in the account? what banks offer these benefits?
Hi.


I am Clara and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed. I got a loan of $150,000 from an agency online and i was lucky not be scammed. Contact them at email:thomashanks63@yahoo.com interest rate of 0.2% is simply great.they use a yahoo email account on our request because its makes contacting them easier

Can I delete a comment I wrote on someone yahoo 360 page if I delete my yahoo account?

My question was actually how can I delete the comment I wrote on someone 360 page. As I've seen here, unfortunately there isn't. Only the owner of the page you put the comment on can delete them. Even if I delete my yahoo account?? Thx!
Can I delete a comment I wrote on someone yahoo 360 page if I delete my yahoo account?
UPDATED:


No. Only the owner of the page can delete the comment. The comment will remain if you delete your Yahoo account and if 360 space ends up being deleted as a result. However, your nickname will show [Deleted] next to the comment. You could just change your nickname to [Deleted] now, and remove all the content from your 360 space.
Reply:You're welcome. Thanks for voting! Report Abuse

girl name

How can I get the same Outlook Express email account on two computers?

I have two computers. One is a desktop and one is a laptop. I set up my Outlook Email account exactly the same way on my laptop as I did on my desktop. Unfortunately, I get some emails on one computer, and some on another. How can I get them all to go to both computers?


Also, I use Incredimail on both accounts. It's just a fancy program for Outlook Express, downloadable online.
How can I get the same Outlook Express email account on two computers?
There is an option, (I can't remember where) that you can set to Have it Leave the e-mail on the server. You switch this on (I assume on your laptop) That way you can check your e-mail on both, but it only DOWNLOADS the e-mail on your Desktop computer. Its one of the settings.





I have it set up for my Vista, and XP dual boot. In Vista I just check the e-mail, but XP actually downloads it off the server.
Reply:try with this software





http://theclickinfo.com/outlook.tci

What exactly is a CO-APPLICANT to a bank account entitled to?

I want to avoid life insurance or a will, I simply want another person entitled to have rights on my bank account ONLY IN CASE OF MY DEATH. What exactly do I ask for in this case? I do not want this person to have access to my account, obviously. What do I do?
What exactly is a CO-APPLICANT to a bank account entitled to?
There are some types of accounts that you can do a TOD (Transfer on Death). I have a TOD on my investment account. I'm not sure if you can do that on a savings though. You would need to check with your bank. Ask them if there is an account you can put a TOD on.
Reply:A co-applicant or co-owner, or joint person is entitled to everything in the account that the primary person is.





Depending on the bank %26amp; state, it may be phrased differently: POD or TOD, eihter way, its a beneficiary. Some of them also use beneficiary.
Reply:not possible...without a will no one has rights to your account.
Reply:you need to check the rules with your bank/state regulations. I could sign on my great aunts checking account as a SECOND signature to help her pay the bills when she got sick... after her death I found out she had set up the account in her name with my name.... with right of survivorship.





So when she passed away, the account automatically transferred to me.. talk about knocking me over with a feather!!





But then she was always was a feather.





So check about the survivorship thing.
Reply:You want a Pay Upon Death clause on it - POD for short. It might not be available in all states.

Can a Credit Union or Bank close a persons account without him or her knowing? ?

I recently returned to my home state after an extended leave of absence. I wanted to see if my old Federal Credit Union still had my account open. It turns they closed my account due under par fees. Can a bank legally do this?
Can a Credit Union or Bank close a persons account without him or her knowing? ?
yes if your account goes into a dormant state, federal law requires banks to charge a 5 dollar fee and sometimes that can lead to accounts to go negative and be sent to collections and then they close the account. Or if the account is just negative they can just close it.

Wednesday, October 21, 2009

How do I add more acounts to my yahoo account?

I have two Yahoo! accounts and I would like to add one account to the other. How do I do that?
How do I add more acounts to my yahoo account?
From the one you want to keep click Options then Import Contacts. Follow this to import your contacts and emails from the other account. It will also help you send an email telling your old contacts your new address.
Reply:You cant add one accout to another, but you can work with both accounts and have them delivered into one inbox.


Use a mail handling program such as Outlook or Thunderbird (free).


You will also have the option to send from either or both accounts without going in on the web under seperate accounts.


Your settings should be.


Type of account pop3


Incoming server pop.mail.yahoo.co.uk


Incoming port (pop3) 995,


Outgoing server smtp.mail.yahoo.co.uk


Outgoing port (smtp) 465.


Dont forget to enable POP Forwarding in Options/Mail Options when you are logged into your account on the web under IE or Firefox



Reply:to add a contact first open yahoo messenger then sign in when you sign in you will see a + button on top right then add email id then that it .
name common

How come all my e mails in my Yahoo account have been deleted?

I haven't deleted them


Looked in the deleted e mails and there not there
How come all my e mails in my Yahoo account have been deleted?
I saw an answer the other day which said you could try using outlook to access your disappearing e-mail if you have previously used it.Why this should be I have no idea but it works for some people., Hope that helps
Reply:Hi, if the subject ' links' are there, but when clicked on the emails load up blank and with [No subject], then this is a known problem, and will fix itself in a few day's time. If it doesn't then contact Yahoo! Mail at:


http://help.yahoo.com/l/us/yahoo/mail/cl...


and they will help.





Hope that helps. :-)
Reply:has someone been in your account and deleted them maybe ?





change your passwords

How do I file a case in court against Yahoo to get access to a user's account?

I'm in the process of investigating an internet fraud that was commited aginst myself and several others. It seems organized crime in BUCHAREST, Romania is using the internet to do all kinds of fraud against an unknown number of people. So far I've tracked three cases and would like access to the email accounts they use on Yahoo (and other sites like hotmail). I am willing to file in court and go throug the motions to get access. I would just like to get some legal advice I guess. Thanks all.
How do I file a case in court against Yahoo to get access to a user's account?
Hire a lawyer.
Reply:Why do you use the phrase "against Yahoo"


Yahoo provides you with a free service. You use it, then you complain.





You are ungrateful and rude. If you do not like Yahoo, do not use Yahoo.





No, I do not work for Yahoo. And yes you are a Moron
Reply:Turf I have never treading, but maybe you can just report it to Yahoo and see what they do!
Reply:As I'm sure you are aware of by now, it's next to impossible to gain access to someone else's email accounts. They can change their settings, passwords and accounts as often as they like, they could also be using "junk" email accounts that don't actually exist and discard them as soon as they use them.....you would be better off just tracking down the IP addresses which would give you some insight into where the information is originating and possibly be able to track them that way.


Gaining access however just plain isn't going to happen.


Unless you are part of the FBI or CIA or Homeland Security you won't get it.


The best you can hope for is to file an official complaint and follow up with it, and if necessary, file criminal charges against the culprits.
Reply:i think in yahoo aggrement what can make them on right side so at frist contact them and see what they have so you see what hiden cards you can use


also it is not easy man that someone steal someone acount until this person not carfully using his password and you have option to change password so i think that will be enought to not win aginst yahoo

What do I need to open a business checking account?

Basically it is just me providing a serivice to people (legal of course) but I know people are more comfertable with giving their money to a company than to just some guy they barely know.





I think it will be easier to gain their trust having a business name, and it will help if they make their checks out to the name of the business. But then of course I will need to be able to cash those checks.





So what is need to open a business account?
What do I need to open a business checking account?
the bank will ask for Articles of Organization/Formation, EIN and will need your Corporate Resolution about opening a bank account. if you don't have a resolution, some banks have a their own fill-in-the-blanks resolution for you to use.





visit your nearest banking center. they will surely give you an advice.
Reply:Your bank will ask you for a copy of your business registration (not a license, just the registration)





Go to your county/city clerk office and register your business. In Virginia, this only takes 30 minutes and about $20, though each state will vary
Reply:money
Reply:If it's just you, all you need is a business license, photo id, and a signature card. If you are likely to have employees, you might want to get a tax number from the IRS.
Reply:Go to the government IRS web site and fill in the online application with a Doing Business As (DBA) name of your business and get an instant EIN Tax number.





Open a business checking account under that new tax number... I help people do this all the time. Its a free service. Don't let anyone make you pay over the Internet to do it.

Is it possible to add funds to my paypal account with a credit card?

I don't find the way to do it through the website for my personal account- only checking account
Is it possible to add funds to my paypal account with a credit card?
no you cant, only directly from your account. You can get a paypal credit card or debit card that you can use to take the money directly out but thats it...
Reply:Yes.





You can add funds to your paypal account with credit or with debit. Remember though, if you use credit you will still have to write a check to the credit card company at the end of the month for however much you transferred to paypal.
fantasy name

How do i send a picture from my yahoo account to a verizon wireless?

you send it to (your number with area code and no spaces or hyphens)@vzwpix.com

How Do I Upgrade My World Of Warcraft Account To The Lich King?

Ok well I just made a new account... I was wondering how to upgrade to the Lich King? I have the DVD-Rom but where do I enter the verification code?
How Do I Upgrade My World Of Warcraft Account To The Lich King?
in the account management area
Reply:Whenever a game is purchased, especially online games, there is usually an authentification code on the backside of the manual, or a paper with a sticky on it. Hopefully you did not throw everything away [its what I do sometimes D:]. While it is installing, it should ask for the CD-Key
Reply:When you install the Lich King, there should be something that pops up asking for the code. Either type it in there or ask one of the employees.
Reply:Buy the game and install all of the stuff?

How do I recover email from a closed account?

I had a pay for Yahoo account and closed it; some of my emails didn't follow over to my free Yahoo account. Can I now get them over?
How do I recover email from a closed account?
On a closed account, everything is wiped out so the emails are no longer there to retrieve.
Reply:You can't recover mail from a closed account. Anything in your mailbox was deleted when the account was closed. That's why many people recommend that you not close an account until you are sure everything has gotten changed over to the new address correctly.

How do I recover email from a closed account?

I had a pay for Yahoo account and closed it; some of my emails didn't follow over to my free Yahoo account. Can I now get them over?
How do I recover email from a closed account?
On a closed account, everything is wiped out so the emails are no longer there to retrieve.
Reply:You can't recover mail from a closed account. Anything in your mailbox was deleted when the account was closed. That's why many people recommend that you not close an account until you are sure everything has gotten changed over to the new address correctly.
dog names

If I have not verified my Pay Pal account can I still send money?

I have a balance from items I have sold and am wanting to buy a few things. Can I send money if I have not added a credit card or checking acount and have not verified?
If I have not verified my Pay Pal account can I still send money?
nope! They are protecting you from someone scamming as you. Just verify

How long does a credit card payment for an eBay item take to appear on your account ?

Unverified PayPal account can get pay too right?
How long does a credit card payment for an eBay item take to appear on your account ?
yer unverified pay pal is fine.. can take anything from 2minutes upto 10 days to appear on your statement. but if you phone the bank they will be able to track it
Reply:Paypal/credit card is usually instant... The seller will usually post the product the next day because its so quick for the payment to go through
Reply:That shouldn't take very long at all, 3 days at most

Can i make credit bureau delete paid collection account?

I have this one collection account ( which is paid off) on my credit report for 2 years and i want to remove it. Is there any kind of action i could take to get that account removed before those 7 years?
Can i make credit bureau delete paid collection account?
You can try. The first step is to dispute the negative items with the credit bureaus. Below is a link FYI, Good luck!
Reply:A disputed credit listing must be verified as accurate for it to remain on the credit report. If the credit listings contains an error, the credit bureau may simply correct the item, very often, disputed credit items can't be verified because the creditor either no longer possesses necessary info Report Abuse

Reply:The only way that you can get it removed is by contacting the company that turned you over to collections agency, and ask them to remove you. The business must then contact the collections agency and ask for your name to be removed. Good luck though, most businesses will not remove your name.
Reply:If it was a collection account, it will be on your record for 7 years. That fact that you finally paid it does not negate that fact that it existed.
Reply:This is a record of your credit-a history. You don't delete history.
Reply:You would need a court order.

 


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