I have a finance charge but also have an account ease premium which is almost the same as the finance charge.
What does account ease premium mean on my department store charge?
Not 100% sure, because they have different names at different places, but it sounds like insurance for your credit card in case you become disabled. If you're hurt and can't work it'll pay off your card. It's a bad deal, because the premiums are ridiculously high. Cancel it if you can.
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