What should i know about starting a checking account?

what should i know and look for. so i don't get screwed over.
What should i know about starting a checking account?
Look for a free checking account. There should be no monthly maintenance fee, no minimum balance requirement, a free debit or ATM card, free online banking and bill pay and maybe a free first order of checks.





First, do your research online. When you go to the bank, don't hesitate to ask questions. Make sure you get a good deal. Don't let them sell you something that you do not need.





The most important thing you need to remember is to maintain a check register and record ALL transactions including your debit card charges. This way you will always know how much money you have and you will never be overdrawn. Overdraft fees will kill you. Also, if you are often overdrawn, the bank may close your account and report you to CHEX systems, so that you will not be able to open another checking account for a long time.





Hope this helps. Good luck!
Reply:Most banks are almost all the same.





Unless you are doing something with large transactions a free account will work.





Overdraft fees will kill you.





Thats it!
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