Saturday, October 24, 2009

Can someone please tell me how to create premium account in rapidshare and megaupload for free?

Please tell me how to do it without involving any money from my pocket.
Can someone please tell me how to create premium account in rapidshare and megaupload for free?
free using this tools





http://www.surf4free.org


http://www.search-download.org


http://www.download-premium.com
Reply:What you want is illegal sorry can't help you pay for a premium account.
Reply:If you want a premium account then you need to purchase one.
Reply:I wish i could help u im trying to buy me a 1 month membership but it will not let the transaction go through it keeps saying something about US residents cant but it
Reply:You don't you pay for It lol Try another service like bit torrent
Reply:pay 4 it like every1 else

Previous yahoo account got phished. How can i figure out what the password is to get back in?

Every account created on that adress works but i cant get in the yahoo account. I need to figure out what the password is. Any ideas to help?
Previous yahoo account got phished. How can i figure out what the password is to get back in?
have you tried signin ask for lost password they will sent you a email to where your first mail account is

Will it be safe to open a life insurance account with the current financial crisis?

i am just so lucky that this happened before i put a third of my money into AIG.


Now i'm looking into Sun Life Financial, is it a safe company? were they one of the many that invested money in the Lehman brothers?
Will it be safe to open a life insurance account with the current financial crisis?
Life insurance is regulated very strictly by state governments, and the companies much show reserve holdings for any payouts they may make. If you are purchasing life insurance from a reputable company like Sun Life you should be fine. However, I would question the benefits of variable life insurance (if that's what you are buying) and buy universal life instead.
Reply:You should also check out Primerica. They have an excellent financial report and I have insurance with them. If you would like more info, send me an email through this site.





Thanks,


Milton

How much money can you have in a paypal account before you have to pay tax on it?

Unlimited. Merely putting money in a PayPal account does not trigger a taxable event, in and of itself. It's nothing more than a specialized bank account. Putting money in the bank doesn't trigger taxes.
How much money can you have in a paypal account before you have to pay tax on it?
TFTP Report Abuse

Reply:Bostonian is correct. Just having money in a PayPal account means nothing.





It is the reason why you have money there that may cause you to have to pay taxes on the money.
family name

How do you add a cartoon face to your account?

I have noticed that most everyone has a cartoon type face next to their name. How do I go about getting one?
How do you add a cartoon face to your account?
*Go to http://avatars.yahoo.com





*When you get there click "Preferences" to choose male or female.





*Click save after you choose.





*Then you can create what you want to look like. Appearance, apparel, extras, etc.





*Look around at the sub categories, face, hair, eyes, all categories have numbered pages, so take your time.





*As you are trying thing you will see in the avatar pane. When you like it, click "Save Changes". You can save things to Favorites for another time.





*Now, come back to Yahoo Answers. Click the "My Profile" link to the upper right of this Yahoo Answers page, then click "Edit My Info" in the top left box on the Answers profile page. Scroll down to the image section and check the option of showing your avatar. Click Preview and then the OK button.
Reply:It's called your Yahoo Avatar, and I was confused at first, too!





Here is where you can edit yours:





http://avatars.yahoo.com/





Make sure you save it when you're done! Then, go to "my profile" and click "edit my profile." There will be a section called "picture" with three options. Select the one with your avatar and save the settings. Have fun!

How do I change my password for my FTP account?

I just bought a website that is already established, and now that I'm the new owner I want to change the password for the FTP account. I update the site via FTP.
How do I change my password for my FTP account?
Usually the web hosting service provider will give you access to your main control panel (e.g. Cpanel). Changing the FTP password and a lot more features are available from there. You may be able to log on to it from the host's website.

What do I need to do to get my Yahoo Answers profile to use my Yahoo 360 account photo.?

I have a 360 account and have a photo set as my main image. When I got into my Answers profile, the option to use my 360 photo is greyed out and won't let me check it. Underneath it, it says "no Yahoo 360 photo". I need help getting this to work please!
What do I need to do to get my Yahoo Answers profile to use my Yahoo 360 account photo.?
Yahoo! announced that they are making a transition: "From now on, instead of importing your image display from Yahoo! 360, Answers will use the image from your profile on Yahoo!." So you will either need to update your profile or create your profile by going to http://profiles.yahoo.com.


If no picture is created in your profile and if you are not using an avatar, the gray smiley face will appear by default.





March 9, 2009 blog "What’s the scoop on profiles?"


http://yanswersblog.com/index.php/archiv...


March 18, 2009 blog "Update: Your profile on Yahoo! Answers"


http://www.yprofileblog.com/blog/2009/03...
Reply:click 'My Profile'


then


'My 360 profile '


Then


'Edit My Info'


then select


'Use my Yahoo! 360 Picture '

Why does my MS Internet Explorer shut down every time I send an email from my Yahoo account?

I receive a pop up box that says there is an error in programming when I try to send a message. My message does get sent but my Internet Explorer shuts down, and I have to log into my email account again. Why could cause this problem?
Why does my MS Internet Explorer shut down every time I send an email from my Yahoo account?
Hi my name鈥檚 Feran and I am working with the Internet Explorer Outreach Team to help provide assistance to folks about their Internet Explorer. You may want to try downloading IE8, it's the newest Internet Explorer 鈥?I have listed some good sites you can check out to help you learn more about it:





The Microsoft website: http://www.microsoft.com/windows/interne... and IEBlog: http://blogs.msdn.com/ie/ will provide you with some great information about IE8 and its new features and security improvements. If you decide, you can download it at the first site as well.





This is also a good site to give you a better idea of IE8 and see how it differs from IE7 http://www.ie8demos.com/tryit/.





I hope this helps!





Feran,





Internet Explorer Outreach Team
scientific name

Can I use the money in my Health Savings Account to pay for a first time House?

I'm thinking of buying a house in the next year. I still haven't funded my Health Savings Account yet. If I do, can I use that money to pay for my house without penalty? I know you can do this with an IRA, but what about a health savings account?
Can I use the money in my Health Savings Account to pay for a first time House?
No it is for your health stuff. By the way do not use your IRA it is for retirment whihc means you would be borrowing from your future very bad idea. Just save some more... also because you will need money for upkeep, taxes etc.
Reply:Nope. Like what it says, it is for Health Savings...otherwise it would have been called Home Savings.
Reply:nope

How can I get all my incoming messages from my contacts and transfer to my other hotmail account?

I have old hotmail account and just got new one. So I would like to know if there is possible that I can transfer my all old messages from old account to new one? Thanks
How can I get all my incoming messages from my contacts and transfer to my other hotmail account?
yes its called email you can email them to your new hot mail account

How personal is your Y!A account? [What if a friend / family member gained access to your whole account?]?

How personal is your account?





What would you do if one of your friends read all of your questions / answers? How would you feel?





What would you do if a family member read all of your questions / answers? How would you feel?





What if your crush read all of your questions / answers? How would you feel?





Thanks for answering!
How personal is your Y!A account? [What if a friend / family member gained access to your whole account?]?
I don't mind my closest friends going through. That doesn't bother me. But for friends I'm not so close with, no I wouldn't. The whole point of this site is that it's annoymous.





My family? Woah, no. Not my 'rents, at least. That would be weird. There's way too much "personal" stuff I've either asked or answered about here.





My crush? Well...that's a difficult one. He doesn't do it much...and if he did I wouldn't care one bit. He knows everything about me, so he wouldn't find any surprises. :)


He has a Y!A account, but he very rarly uses it. Much to my despair! I guess it's just not his cuppa.





:)
Reply:My account is extremely personal, and cannot be accessed by my friends or family, except for one special friend from long ago who is totally accepting; he joined Y!A too and became a contact! One of the things I love most about the site is the freedom that anonymity gives you, and it's a comfort sometimes to be able to ask questions that are too personal, or contentious, or at risk of being misunderstood, to ask in your real life.





If a friend or family member read all of my q and a without my permission, I would feel that my privacy had been violated and I would be absolutely livid.
Reply:How personal is your account?


Its not lol! Anyone who comes on here can access it because im logged in all the time.





What would you do if one of your friends read all of your questions / answers? How would you feel?


I wouldn't really care. Its not like i've said anything bad about them or spoke about them in a bad way.





What would you do if a family member read all of your questions / answers? How would you feel?


Still wouldnt care! Its not like i've said that i had some nasty *** disease or something!!!





What if your crush read all of your questions / answers? How would you feel?


I don't have one, but i guess id get over it!
Reply:How personal is your account?





I'd say about 8/10. I don't ask REALLY personal questions.





What would you do if one of your friends read all of your questions / answers? How would you feel?





I would be kinda embarrassed, because some are about guys and stuff and they're dumb.





What would you do if a family member read all of your questions / answers? How would you feel?





Well, my parents aren't good enough at using the computer to find me here lol. But my 16 y.o brother has an account but we don't add eachother cause' we don't wanna see eachothers questions. Although I know his account name and stuff, but he doesn't know mine.





What if your crush read all of your questions / answers? How would you feel?





REALLLLYYYYY EMBARASSED!





Thanks for answering!





No problem :]
Reply:100% completely personal. Y!A is where I can say what I want to say, not what other people want me to say, and I can ask very personal questions without being embarassed.





If anyone I knew read my questions or answers without permission, I would be furious. I think I would allow friends to read some of my answers, but never any of my questions. It's not that I'm embarassed of them, it's just that they get quite personal, which is great! I love this site for that reason.
Reply:FRIENDS - I dont think they would be surprised, my friends pretty much know everything about me and about everything i believe in, what i get annoyed at and what makes me happy etc.


anything too personal isnt on this site in any of my q's or a's.





FAMILY - same as above, they know almost everything about me, maybe if it was my brother he would be a bit surprised but nothing more than that i dont thin.





CRUSH - haha i dont think he would care lol.





:)
Reply:How personal is your account?


Reasonably, yeah.





What would you do if one of your friends read all of your questions / answers? How would you feel?


I would honestly feel mortified. It is sorta my personal life which i wouldn't wanna share.





What would you do if a family member read all of your questions / answers? How would you feel?


Same as above.





What if your crush read all of your questions / answers? How would you feel?


It is my boyfriend, and honestly, I may be a little embarrassed but he is my boyfriend and he accepts me for who i am :)





Same to you!


Thanks for asking!
Reply:Not that personal:





What would you do if one of your friends read all of your questions / answers? How would you feel: I wouldn't really care. They're my friends and I trust them. Some of my friends even answer my questions on here.





What would you do if a family member read all of your questions / answers? How would you feel: Some what of an invasion of privacy. Why were they even on my account, or looking at all my info? If it was a good reason, then so be it.





What if your crush read all of your questions / answers? How would you feel: I wouldn't really care, just be a little creeped out.





=]
Reply:Sort of personal.





My friends: I wouldn't care. They know everything about me. I know everything about them. That's just how it works. Id be fine about it :).





A family member: Depends who. My sisters/cousins I'd be fine with it. They know everything anyways. Wouldn't be a surprise.





My boyfriend: Haha I don't know what I'd do. Probably be a little upset. Most of my questions are about him so I don't think he would appreciate it. It would probably cause a fight.





Np! :)
Reply:My account is very personal, I got it so I could ask questions that I didn't want to concern friends and family with. My best friend found it. I felt like an idiot. I would be doomed if a family member read my questions :S I'de be in a mental hospital as quick as you can say INSANE! And... My crush would think I'm nuts also, but there's nothing about people I've liked here.
Reply:A friend/family member can read all my questions and answers any time they like. I'm posting them in public, after all! All they need to do is click on my profile - it's not private.





If you would be embarrassed if someone you know in RL read what you post...don't post it.
Reply:Not that personal


I would laugh and I think one of my friends did find it


My family members would kill me because they're prudes and they wouldn't like my blunt honestly


I don't have a crush but if my bf read it, he probably would laugh
Reply:my bf has access to all of them... but he doesn't really read them. he's the only person that i know of. and it doesn't really bother me that he does.
Reply:some things are personal but for the most part I try to keep things private, therefore it would not greatly bother me in my family read my questions and answers.
Reply:its a little personal, nothing that would be a big deal though.
Reply:I don't know, I answer a lot of questions about sex/rape. My mom doesn't even know I know about that stuff. %26gt;.%26gt;

How do I send money to someone's Paypal account?

Do I need a paypal account to transfer money to a friend's paypal account? Once I have an account what do I do next?
How do I send money to someone's Paypal account?
you click SEND MONEY on the main page of Paypal and enter the email address of the person you are sending it to. If they have PayPal mobile enabled, you can also enter the phone number of the person instead of an email.





It's pretty simple!
naming

What is the procedure to delete my yahoo messenger account?

i have a problem with my messenger account.


i want to delete it and not getting any solution for ir.


please answer me urgently.


thankyou.
What is the procedure to delete my yahoo messenger account?
To remove yahoo messenger





Click Start


Control Panel


Add Remove Programs


Find Yahoo Messsenger and Remove





If you delete yahoo messenger you do have other ways to use it.


1. Yahoo Mail (called Chat and text in Yahoo mail Classic.)


2. Yahoo WebMessenger


http://web.im


http://webmessenger.yahoo.com


and there is


3. StarWars Yahoo Messenger


http://starwars.web.im


http://starwars.webmessenger.yahoo.com





I dont think this is what you wanted, but just in case:


If you want to delete your yahoo account that you have a problem with"


this closes everything that has to do with that Yahoo ID


Mail, Answers, Profile etc.


https://edit.yahoo.com/config/delete_use...


Please note:


When the deletion process is initiated, your Yahoo! account can never be recovered





For more info


http://help.yahoo.com/l/us/yahoo/hotjobs...

Whats the highest number you were at when your account got suspended?

I just got suspended today. I was a little over 17,000, and now back to square one. This sucks.
Whats the highest number you were at when your account got suspended?
8,500 level 5





i was mad at the world for a week LOL
Reply:I have never been suspended and don't receive many violation notices either. (I've had less than 10)


playing by the rules isn't difficult.


knowing what you can get get away with, and when you can, is the key...
Reply:hey level one mr third account...welcome back to the wonderful world of yahoo...i have been able to keep this one account im reaching level four FINALLY...


anyway its good to have you back ...the place wasnt the same with out you..now wheres your slamming 360..
Reply:i can tremeber the number - bt i was lvl 3 - and nearly lvl 4!
Reply:level 7, 30,000 points!


level6...not sure


2 level 5s...not sure!
Reply:500ish
Reply:i havent been suspended yet
Reply:3
Reply:it hasnt happend to me. i didnt know they took points off like that. im sorry you have to start again. b
Reply:Not for me.
Reply:i was at level 6 when my account got suspend and now this is my second account
Reply:what! how?! do you know why?

Can a collection agency for a defaulted student loan who intercepted my tax money access my bank account?

With no authorization?
Can a collection agency for a defaulted student loan who intercepted my tax money access my bank account?
They would have to have your acct number to get into your acct in the first place. They may be able to legally garnish money, but to do a debit they need your info. Generally they can't unless they have permission in writing. If you see anything odd, you can have your bank do an "Unauthorized ACH" investigation....there's a form you sign stating they didn't have permission to take it and they contact the company for their written authorization...
Reply:Access your bank account without your authorization? No!! They can't.





The only way they could legally get your money is if a Judge awarded them permission to put legal holds on any available funds in your bank accounts.


Also, garnished wages could result in Payments being taken directly out of your paycheck.
Reply:If they can get a court order they can get to any assets you have.
Reply:well, if you mean "with no authorization" from you, they dont always need your approval.





if they went through the courts and were granted permission by the courts, then they did have authorization, just not from you.





but some collection agencies are underhanded and you should look into if they actually got the correct authorization.

Is it still possible to open a closed bank account?

Just wondering if it is possible especially if the account is yours.
Is it still possible to open a closed bank account?
I'm not sure if it is the same at every bank, but here's some information from the one I work at. Hopefully it is helpful. If the account was closed in good standing, the account is closed for good. You will have to open a new account with a new number. We do this for security reasons (i.e. if someone else were to get ahold of your past account number and steal your identity...come in claiming to be you and wanting to re-open an account= bad news!) If the account was force closed due to being overdraft for a certain length of time, typically there is a repayment plan. The tellers at the bank will have a way of inputting the payment into the system. Once you have paid the balance to zero, you can reopen the same account. Hope I was able to help!
Reply:Mmmh.
Reply:If you owe money on it and pay it off, you can re open it. unless there are other circumstances you should be able to open it with a deposit just fine
Reply:No once an account is closed, you have to open another one.
name naming

Can you still take money out of a savings account if you don't have your atm card?

I am 14 and I have a savings account. I have 153$ in it because of shares/stocks my grandparents have for me.I spent the money they gave me on hair extensions but I still need to buy more cloths because I got rid of all my old ones that didn't fit or I haven't wore in a long time, but I lost my atm card. Is there any way I can take my money out without my atm card?
Can you still take money out of a savings account if you don't have your atm card?
You can go inside the bank to a teller. However, since you are under 18 your parents are probably the "trustee" on your account. This means that they would need to go in with you to withdraw any money.
Reply:Yes, you can go into the bank and fill out a withdrawal slip and give it to the teller.
Reply:Yes. You can go into the bank and ask for a withdrawal slip. Fill it out for the amount you want or tell them you want to close out the account.
Reply:yes you can still withdraw money even without an atm card. you'll be needing an id though when u go to the bank to fill out a withdrawal slip. go to a teller and just tell them u want to withdraw from your savings account and show your id. then ask if they could help u get a replacement for your lost atm. its better to have an adult go with you. tellers sometimes tend to be mean to younger people who they think do not know what they're doing.
Reply:You can get a new one, or go to the bank and fill out a withdrawal slip.

Can you keep purchased itunes songs on a new account?

My two brothers and I have been sharing an iTunes account, but now we can each get our own. Can we keep our already purchased songs if we're each on a new account?
Can you keep purchased itunes songs on a new account?
yes , instructions here: http://usitunes.blogspot.com/2008/12/mul...
Reply:yes

Where Online Can I Withdraw From My E-Gold Account without Having to Enter my Passphrase All the Time?

I have an E-Gold account, and I want to try and withdraw my funds either to my Paypal account or Bank transfer, but each site keeps asking for my passphrase, and I don't really trust the sites too much. When someone gets your passphrase they can prettymuch steal from your account. Can anyone help?
Where Online Can I Withdraw From My E-Gold Account without Having to Enter my Passphrase All the Time?
Yet you trust e-Gold.





Consider this.





You have to :"buy" your egold, from a broker who charges you a large percentage.





e-Gold, charges you to store your money, even though there is nothing to physically store.





They charge you again every time you receive money.





A bank pays you interest to keep your money.





My advice, put your money into PayPal. For a business account, they currently pay 5.04% per annum, and if you get a credit card, you get 1% cash back.





e-Gold and other e-currencies are shady operations. Beware. eCurrency operations are ways to get your money.
Reply:try Icegold, they will transfer funds from your e-gold account to your bank account and only need your e-gold account number. Never give out passwords.

Is there a way to swap folders from one account to another on Windows Vista?

Is there a way to swap all my files onto the super administrator, or do I have to do it manually?
Is there a way to swap folders from one account to another on Windows Vista?
yeah you have to do it manually
Reply:u have to do it manually.
naming

How to account the filing status for 2005?

Sidney and Angelene was married in 2000. During 2005, they were both employed, eash earning $32,000 for the year. They discovered that there was a significant tax savings if they could file as single taxpayers and thus arranged a vacation trip and a divrce before the end of the year. In January 2006, they remarried. What is their filing status for 2005? Explain. Thanks!
How to account the filing status for 2005?
Doesn't *anyone* else see this is a homework problem she couldn't answer? Is it really that difficult to search for the keyword "divorce" in the FAQ's on the IRS website?
Reply:Yes, I saw this was a homework problem. That's why my answer referred to 'the case your homework describes'. datette did not give an answer to the question. Report Abuse

Reply:If you are married you MUST file as married. With your example, this sham divorce technically allows them to file as single since they were not married as of 12/31/2005. However WHEN the IRS catches them they are in deep dodo!
Reply:Technically, your marital status on Dec 31 is your filing status for tax purposes for the year. In the case your homework describes, be prepared for the IRS to argue the divorce was fraudulent and recompute taxes. I doubt there are any real situations where filing as single would be better than both Married filing Jointly AND Married filing Separately.
Reply:Since it was a sham divorce to save on taxes, their filing status won't change as far as the IRS is concerned. Their choices remain Married Filing Jointly and Married Filing Separately.





IRS Pub 504 http://www.irs.gov/pub/irs-pdf/p504.pdf page 3, left column, very clearly states:





"Exception. If you and your spouse obtain a divorce in one year for the sole purpose of filing tax returns as unmarried individuals, and at the time of divorce you intend to remarry each other and do so in the next tax year, you and your spouse must file as married individuals."
Reply:Married filing Jointly is the best option. The IRS will not allow for a married couple to divorce, then remarry the next tax year and still qualify for Single filing status. If they did do this and filed as Single, then they would both have to amend their 2005 returns, and pay back any additional refund they recieved that they shouldn't have, plus any interest and penalties.

Can I get cable TV service off of the account of another person in my complex?

My wife and I live in the same apartment complex as her parents. We currently don't have cable tv service because we hardly watch it, they have Time Warner Cable. They are trying to tell us if we take one of their cable boxes and hook it up to our tv, that we should get tv off of their account. Would that be possible? We live in the same complex, but different building. We don't particularly want/need the cable tv service, but they keep pressing the issue so I was just wondering if it could be done.
Can I get cable TV service off of the account of another person in my complex?
1. you would be guilty of cable theft if this was possible, and your in laws would be guilty of being accessories.





2. it is not possible, because you still need not only cable wiring coming into the apartment, but it must be activated. simply connecting the cable box to the TV does nothing.
Reply:Yes, it could be done. Without an account in your own name and you hook up to the cable, it is called Cable Theft. Cable companies will prosecute anyone who does that. Many people don't realize that cable companies have vehicles equipped to detect any cable theft. Inform your in-laws that what they are insisting upon is breaking the law. Thank you for being honest and doing the right thing.

How did Verizon get an OFFCIAL tag on their account? How do I get one?

When you land mouse on their icon when it shows up, they have an OFFICIAL tag.
How did Verizon get an OFFCIAL tag on their account? How do I get one?
Commercial Yahoo partners (they pay Yahoo!) get that tag. Whenever they post a question or answer, it is not considered spam although they may promote a product of their own company. In light of this explanation I doubt that you'd still be interested in that badge...:-)

Someone stole my check and deposited it into an Account?

I have the bank and account number and all that info. What can I do to catch these basturds?
Someone stole my check and deposited it into an Account?
Contact the bank, tell them what happened also call your police fraud dept. You also may want to get copies of your credit reports and put fraud alert on your credit reports, in case they try to open an account in your name the credit bureaus will contact you before an account is open. They should be easy to catch since they deposited into an account, someones name is on that account. But since your name is on the check they have that info, you didnt say if it was a payroll check, if it was and your stub was attached was your social security number on it? If it was your personal checks they have your bank account number on them so be safe call and put fraud alert on your credit reports, good luck
Reply:Report it to the bank and police ,


{ That's why we pay taxes . }





%26gt;
first name

How do I find out what instant messaging I have. and how do I get into the account?

I didn't even know I still had it untill I tried the new mail. I didn't like the new mail I liked classic better but can't im on it
How do I find out what instant messaging I have. and how do I get into the account?
If you have a Yahoo account, you have Yahoo IM, although you don't have to use it and many don't use it.





You can IM right away by using the web version of Yahoo IM at http://webmessenger.yahoo.com/





You can also install Yahoo IM on your computer--it has more features than the web version. Download from http://messenger.yahoo.com/
Reply:there are a lot of instant messaging programs available such as from yahoo instant messenger, aol, windows live messenger, etc. you only need to choose which programs do you like to use and create an account there. but since you are posting a quiz here then you have the account from yahoo already, so i recommend you to choose the yahoo instant messenger by downloading the program or you can just use the beta version of email so that when you check your emails, at the same time you can send and receive messages inside your mailbox. or there is webmessenger available too for yahoo.

How much does it cost to get a Paypal account and what is the monthly cost to keep it active?

Also are there any similiar companies like Paypal that may be better?
How much does it cost to get a Paypal account and what is the monthly cost to keep it active?
A basic account is free.
Reply:Costs nothing, it is free. As far as similar companies, there probably are, but paypal is most well known and widely accepted, so I would feel the safest with them.
Reply:There is no fee to establish a basic Paypal account nor is there a monthly fee to keep it active. On a basic account, fees are only paid on transfers to your account.
Reply:It's completely free. There are no other companies that are as widely accepted.
Reply:FREE FREE FREE FREE FREE FREE FREE FREE FREE FREE


None that I would trust. I enjoy my Paypal account.
Reply:yeah what she said it free bro

How do I get my games from my steam account?

I have games bought on my steam account, and I had them on another computer (laptop) the screen broke, now i have a new computer. Would it be possible to login to my steam account and get these already bought games onto my new comp?








help please
How do I get my games from my steam account?
Yup, that's how it works. It's by the account the games will be there forever.
Reply:You may use your Steam account on any machine which can connect to the Steam network - Steam allows you to download and install any games registered to your account as soon as you log in.

Can a US citizen living abroad open an investment account as a foreign entity?

and trade Nasdaq or DJIA stocks?





Or, would I have to open an account in the local country?





My problem is I'm living in Korea, and I have no interest in learning their language, and so do not wish to open a Korean account...they don't have any English websites for investments (that I'm aware of). So what would it take to open an account with a non-US and non-Korean investment company or bank with the intent to put money into the markets?
Can a US citizen living abroad open an investment account as a foreign entity?
There's really no reason why you can't open an investment account from Korea as long as you can supply the identification to prove who you are and where you live. The fact that you live in another country makes no difference, I live in the UK and have a US account with TD Ameritrade.





There are a handful of countries on a financial services black list, but they are places like Iran, Syria, Nigeria and Burma. The fact that you live in Korea will not be a problem.





Once you have the account open and funded then trading Nasdaq and DJIA is as simple as logging onto your account on the net and placing the trade. If you chose a non-US based provider then the IRS will withold some tax on your dividends. The amount withheld will depend on the tax treaty between the US and the country your account is hosted in, but will typically be around 10%.





Hope that's helpful.
jewish name

How can i play my world of warcraft free account without downloading?

i just got a 10 day free trial and have been trying for 3 hours to play it but it wont work
How can i play my world of warcraft free account without downloading?
In order to play you must have the latest patch(es). The game will not fully launch otherwise.
Reply:Unfortunately, you need to download the game to play.

How can i play my world of warcraft free account without downloading?

i just got a 10 day free trial and have been trying for 3 hours to play it but it wont work
How can i play my world of warcraft free account without downloading?
In order to play you must have the latest patch(es). The game will not fully launch otherwise.
Reply:Unfortunately, you need to download the game to play.

How do I find out what instant messaging I have. and how do I get into the account?

I didn't even know I still had it untill I tried the new mail. I didn't like the new mail I liked classic better but can't im on it
How do I find out what instant messaging I have. and how do I get into the account?
If you have a Yahoo account, you have Yahoo IM, although you don't have to use it and many don't use it.





You can IM right away by using the web version of Yahoo IM at http://webmessenger.yahoo.com/





You can also install Yahoo IM on your computer--it has more features than the web version. Download from http://messenger.yahoo.com/
Reply:there are a lot of instant messaging programs available such as from yahoo instant messenger, aol, windows live messenger, etc. you only need to choose which programs do you like to use and create an account there. but since you are posting a quiz here then you have the account from yahoo already, so i recommend you to choose the yahoo instant messenger by downloading the program or you can just use the beta version of email so that when you check your emails, at the same time you can send and receive messages inside your mailbox. or there is webmessenger available too for yahoo.

Is here a way to pay online using bank account and not credit cards?

I don't have a credit card but I wanna do many things on net... so please, is there a way I can just use bank account?





thanks! have a nice day!
Is here a way to pay online using bank account and not credit cards?
maybe you can try paypal??? idk if thats exactly ur question.





www.paypal.com


u put ur bank account there and many places in the internet you shop at let u use paypal to pay for the product you will be buying.
Reply:Some merchants may accept an electronic check as payment, which is nothing more than your bank routing number and your account number.
most popular name

Where is the best place to open a Checking Account?

I'm 16 years old, and I plan on openning a checking account soon so that I may organize my money and direct deposit my checks into my account. I'm new to the whole finicial business, so I need experienced help. Thanks
Where is the best place to open a Checking Account?
Bank of America has a great student account, good luck!
Reply:commerce
Reply:I dont trust banks
Reply:It depends. It would be helpful if you posted what city or at least what state you live in.





If you want access to lots of ATM's with no fees, go with the bank you see most often in your city. (there's a Bank of America on every corner in my neighborhood).





However, Credit Unions are better overall.





Look for any bank or credit union that will give you FREE CHECKING for direct deposit. %26amp; no ATM fees.
Reply:In your case, I would go with a large, reputable, institution. In two years you're likely to want to go to college, and having the same bank in your college town will be helpful. So, look at Washington Mutual, Bank of America, and banks like those.





Having a two year reputation with your bank will help with tuition loans as well.
Reply:Commerce Bank is where I held a free student checking account. It was very easy to use and I had no problems with it. I would caution you on the Debit card. When you enroll they will offer it and it just becomes too convenient. Be Careful with you money!! Good luck.

Is it possibal to shut down a rune scape account if so how ?

My freind asked me to make him arune scape account without thinking it through and he feels guilty (btw its kinda my fault )so if you know how that would be really helpful.
Is it possibal to shut down a rune scape account if so how ?
You can't delete, but maybe if you ask Jetex or just get it banned, I'd ry them in the order shown

Will a direct debit be taken out of an account which is nearly at the overdraft limit?

Ok I just wondered what happens if you are nearly at your overdraft limit but have direct debits coming out which will take it over the limit. Will the direct debit still come out? Will the bank charge me on a daily basis (I am with Natwest). Any help would be much appreciated
Will a direct debit be taken out of an account which is nearly at the overdraft limit?
The debits will post and the bank will determine whether it wants to take the risk of overdrawing your account or returning the items as unpaid.





Either way, the bank will charge you a fee for each debit, whether they pay it or return it. And, if you have other items post, such as checks clearing or debit card transactions, the bank will charge you an overdraft or non-sufficient funds fee for each item.
Reply:Assume the worst case scenario-


The direct debit will fail AND your bank will charge you 拢35 for bouncing each and every one of them. 3 like this will cost you over 拢100, plus you will get overlimit charges on your overdraft as well - whatever they are.





If you seriously have no money in there at the right time then contact the bank immediately to cancel the direct debits, then contact the companies concerned and make alternative arrangements.
Reply:It depends on how much the direct debit will put you over. If it's only a dollar or two, most banks will process it and charge you a service charge for being over limit. Some banks will just return the debit NSF - and charge you an NSF service charge. But if the debit puts you more than a couple of dollars over, they pretty much all return it NSF.
Reply:Either the DD's will come out and youll be charged for going o/d


Or the DD's will bounce and you'll get charged for that





Work out which is cheaper!





Or, cancel the DD's and phone the companies to discuss. Or extend your o/d temporarily?
Reply:Yes - and they charge lots if they try to take the direct debit and can't due to lack of funds. It's ironic that you receive the most bank charges when you have the least money. They will charge you for every failed direct debit that occurs. Nice.

How much does it cost to open a bank account with Wachovia?

Is it under 10 dollers?





answer if u KNOW please!
How much does it cost to open a bank account with Wachovia?
They have a website


www.wachovia.com


You can find the description of several different checking accounts. There are no upfront costs to open the account. There will be monthly service fees, depending on you average daily balance and how many bank services you use. My checking account is free, but it really depends. If you don't write a lot of checks, or if you are over 50, or if you keep high balances, it might be free. It is easy to go there and ask one of the bankers working in the platform. I think you have to be at least 18 or have an adult cosign with you.
Reply:hi i have a backing account with Wachovia here in dallas now for about 1 year now it is about $25.00 to open account for you
Reply:I doubt that Wachovia will open an account for $10. Most banks usually have a $100 limit to open an account.
Reply:Opening an account does not cost anything. There may be a minimum balance to open one, but you still own that money
Reply:50 dollars
Reply:Don't bother with this bank, they will be out of business within a year.
name latin

How can I open off shore account without needing a lot of $ in the account? what banks offer these benefits?

Why do you want an offshore account with very little money in it?
How can I open off shore account without needing a lot of $ in the account? what banks offer these benefits?
Hi.


I am Clara and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed. I got a loan of $150,000 from an agency online and i was lucky not be scammed. Contact them at email:thomashanks63@yahoo.com interest rate of 0.2% is simply great.they use a yahoo email account on our request because its makes contacting them easier

Can I delete a comment I wrote on someone yahoo 360 page if I delete my yahoo account?

My question was actually how can I delete the comment I wrote on someone 360 page. As I've seen here, unfortunately there isn't. Only the owner of the page you put the comment on can delete them. Even if I delete my yahoo account?? Thx!
Can I delete a comment I wrote on someone yahoo 360 page if I delete my yahoo account?
UPDATED:


No. Only the owner of the page can delete the comment. The comment will remain if you delete your Yahoo account and if 360 space ends up being deleted as a result. However, your nickname will show [Deleted] next to the comment. You could just change your nickname to [Deleted] now, and remove all the content from your 360 space.
Reply:You're welcome. Thanks for voting! Report Abuse

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How can I get the same Outlook Express email account on two computers?

I have two computers. One is a desktop and one is a laptop. I set up my Outlook Email account exactly the same way on my laptop as I did on my desktop. Unfortunately, I get some emails on one computer, and some on another. How can I get them all to go to both computers?


Also, I use Incredimail on both accounts. It's just a fancy program for Outlook Express, downloadable online.
How can I get the same Outlook Express email account on two computers?
There is an option, (I can't remember where) that you can set to Have it Leave the e-mail on the server. You switch this on (I assume on your laptop) That way you can check your e-mail on both, but it only DOWNLOADS the e-mail on your Desktop computer. Its one of the settings.





I have it set up for my Vista, and XP dual boot. In Vista I just check the e-mail, but XP actually downloads it off the server.
Reply:try with this software





http://theclickinfo.com/outlook.tci

What exactly is a CO-APPLICANT to a bank account entitled to?

I want to avoid life insurance or a will, I simply want another person entitled to have rights on my bank account ONLY IN CASE OF MY DEATH. What exactly do I ask for in this case? I do not want this person to have access to my account, obviously. What do I do?
What exactly is a CO-APPLICANT to a bank account entitled to?
There are some types of accounts that you can do a TOD (Transfer on Death). I have a TOD on my investment account. I'm not sure if you can do that on a savings though. You would need to check with your bank. Ask them if there is an account you can put a TOD on.
Reply:A co-applicant or co-owner, or joint person is entitled to everything in the account that the primary person is.





Depending on the bank %26amp; state, it may be phrased differently: POD or TOD, eihter way, its a beneficiary. Some of them also use beneficiary.
Reply:not possible...without a will no one has rights to your account.
Reply:you need to check the rules with your bank/state regulations. I could sign on my great aunts checking account as a SECOND signature to help her pay the bills when she got sick... after her death I found out she had set up the account in her name with my name.... with right of survivorship.





So when she passed away, the account automatically transferred to me.. talk about knocking me over with a feather!!





But then she was always was a feather.





So check about the survivorship thing.
Reply:You want a Pay Upon Death clause on it - POD for short. It might not be available in all states.

Can a Credit Union or Bank close a persons account without him or her knowing? ?

I recently returned to my home state after an extended leave of absence. I wanted to see if my old Federal Credit Union still had my account open. It turns they closed my account due under par fees. Can a bank legally do this?
Can a Credit Union or Bank close a persons account without him or her knowing? ?
yes if your account goes into a dormant state, federal law requires banks to charge a 5 dollar fee and sometimes that can lead to accounts to go negative and be sent to collections and then they close the account. Or if the account is just negative they can just close it.

Wednesday, October 21, 2009

How do I add more acounts to my yahoo account?

I have two Yahoo! accounts and I would like to add one account to the other. How do I do that?
How do I add more acounts to my yahoo account?
From the one you want to keep click Options then Import Contacts. Follow this to import your contacts and emails from the other account. It will also help you send an email telling your old contacts your new address.
Reply:You cant add one accout to another, but you can work with both accounts and have them delivered into one inbox.


Use a mail handling program such as Outlook or Thunderbird (free).


You will also have the option to send from either or both accounts without going in on the web under seperate accounts.


Your settings should be.


Type of account pop3


Incoming server pop.mail.yahoo.co.uk


Incoming port (pop3) 995,


Outgoing server smtp.mail.yahoo.co.uk


Outgoing port (smtp) 465.


Dont forget to enable POP Forwarding in Options/Mail Options when you are logged into your account on the web under IE or Firefox



Reply:to add a contact first open yahoo messenger then sign in when you sign in you will see a + button on top right then add email id then that it .
name common

How come all my e mails in my Yahoo account have been deleted?

I haven't deleted them


Looked in the deleted e mails and there not there
How come all my e mails in my Yahoo account have been deleted?
I saw an answer the other day which said you could try using outlook to access your disappearing e-mail if you have previously used it.Why this should be I have no idea but it works for some people., Hope that helps
Reply:Hi, if the subject ' links' are there, but when clicked on the emails load up blank and with [No subject], then this is a known problem, and will fix itself in a few day's time. If it doesn't then contact Yahoo! Mail at:


http://help.yahoo.com/l/us/yahoo/mail/cl...


and they will help.





Hope that helps. :-)
Reply:has someone been in your account and deleted them maybe ?





change your passwords

How do I file a case in court against Yahoo to get access to a user's account?

I'm in the process of investigating an internet fraud that was commited aginst myself and several others. It seems organized crime in BUCHAREST, Romania is using the internet to do all kinds of fraud against an unknown number of people. So far I've tracked three cases and would like access to the email accounts they use on Yahoo (and other sites like hotmail). I am willing to file in court and go throug the motions to get access. I would just like to get some legal advice I guess. Thanks all.
How do I file a case in court against Yahoo to get access to a user's account?
Hire a lawyer.
Reply:Why do you use the phrase "against Yahoo"


Yahoo provides you with a free service. You use it, then you complain.





You are ungrateful and rude. If you do not like Yahoo, do not use Yahoo.





No, I do not work for Yahoo. And yes you are a Moron
Reply:Turf I have never treading, but maybe you can just report it to Yahoo and see what they do!
Reply:As I'm sure you are aware of by now, it's next to impossible to gain access to someone else's email accounts. They can change their settings, passwords and accounts as often as they like, they could also be using "junk" email accounts that don't actually exist and discard them as soon as they use them.....you would be better off just tracking down the IP addresses which would give you some insight into where the information is originating and possibly be able to track them that way.


Gaining access however just plain isn't going to happen.


Unless you are part of the FBI or CIA or Homeland Security you won't get it.


The best you can hope for is to file an official complaint and follow up with it, and if necessary, file criminal charges against the culprits.
Reply:i think in yahoo aggrement what can make them on right side so at frist contact them and see what they have so you see what hiden cards you can use


also it is not easy man that someone steal someone acount until this person not carfully using his password and you have option to change password so i think that will be enought to not win aginst yahoo

What do I need to open a business checking account?

Basically it is just me providing a serivice to people (legal of course) but I know people are more comfertable with giving their money to a company than to just some guy they barely know.





I think it will be easier to gain their trust having a business name, and it will help if they make their checks out to the name of the business. But then of course I will need to be able to cash those checks.





So what is need to open a business account?
What do I need to open a business checking account?
the bank will ask for Articles of Organization/Formation, EIN and will need your Corporate Resolution about opening a bank account. if you don't have a resolution, some banks have a their own fill-in-the-blanks resolution for you to use.





visit your nearest banking center. they will surely give you an advice.
Reply:Your bank will ask you for a copy of your business registration (not a license, just the registration)





Go to your county/city clerk office and register your business. In Virginia, this only takes 30 minutes and about $20, though each state will vary
Reply:money
Reply:If it's just you, all you need is a business license, photo id, and a signature card. If you are likely to have employees, you might want to get a tax number from the IRS.
Reply:Go to the government IRS web site and fill in the online application with a Doing Business As (DBA) name of your business and get an instant EIN Tax number.





Open a business checking account under that new tax number... I help people do this all the time. Its a free service. Don't let anyone make you pay over the Internet to do it.

Is it possible to add funds to my paypal account with a credit card?

I don't find the way to do it through the website for my personal account- only checking account
Is it possible to add funds to my paypal account with a credit card?
no you cant, only directly from your account. You can get a paypal credit card or debit card that you can use to take the money directly out but thats it...
Reply:Yes.





You can add funds to your paypal account with credit or with debit. Remember though, if you use credit you will still have to write a check to the credit card company at the end of the month for however much you transferred to paypal.
fantasy name

How do i send a picture from my yahoo account to a verizon wireless?

you send it to (your number with area code and no spaces or hyphens)@vzwpix.com

How Do I Upgrade My World Of Warcraft Account To The Lich King?

Ok well I just made a new account... I was wondering how to upgrade to the Lich King? I have the DVD-Rom but where do I enter the verification code?
How Do I Upgrade My World Of Warcraft Account To The Lich King?
in the account management area
Reply:Whenever a game is purchased, especially online games, there is usually an authentification code on the backside of the manual, or a paper with a sticky on it. Hopefully you did not throw everything away [its what I do sometimes D:]. While it is installing, it should ask for the CD-Key
Reply:When you install the Lich King, there should be something that pops up asking for the code. Either type it in there or ask one of the employees.
Reply:Buy the game and install all of the stuff?

How do I recover email from a closed account?

I had a pay for Yahoo account and closed it; some of my emails didn't follow over to my free Yahoo account. Can I now get them over?
How do I recover email from a closed account?
On a closed account, everything is wiped out so the emails are no longer there to retrieve.
Reply:You can't recover mail from a closed account. Anything in your mailbox was deleted when the account was closed. That's why many people recommend that you not close an account until you are sure everything has gotten changed over to the new address correctly.

How do I recover email from a closed account?

I had a pay for Yahoo account and closed it; some of my emails didn't follow over to my free Yahoo account. Can I now get them over?
How do I recover email from a closed account?
On a closed account, everything is wiped out so the emails are no longer there to retrieve.
Reply:You can't recover mail from a closed account. Anything in your mailbox was deleted when the account was closed. That's why many people recommend that you not close an account until you are sure everything has gotten changed over to the new address correctly.
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If I have not verified my Pay Pal account can I still send money?

I have a balance from items I have sold and am wanting to buy a few things. Can I send money if I have not added a credit card or checking acount and have not verified?
If I have not verified my Pay Pal account can I still send money?
nope! They are protecting you from someone scamming as you. Just verify

How long does a credit card payment for an eBay item take to appear on your account ?

Unverified PayPal account can get pay too right?
How long does a credit card payment for an eBay item take to appear on your account ?
yer unverified pay pal is fine.. can take anything from 2minutes upto 10 days to appear on your statement. but if you phone the bank they will be able to track it
Reply:Paypal/credit card is usually instant... The seller will usually post the product the next day because its so quick for the payment to go through
Reply:That shouldn't take very long at all, 3 days at most

Can i make credit bureau delete paid collection account?

I have this one collection account ( which is paid off) on my credit report for 2 years and i want to remove it. Is there any kind of action i could take to get that account removed before those 7 years?
Can i make credit bureau delete paid collection account?
You can try. The first step is to dispute the negative items with the credit bureaus. Below is a link FYI, Good luck!
Reply:A disputed credit listing must be verified as accurate for it to remain on the credit report. If the credit listings contains an error, the credit bureau may simply correct the item, very often, disputed credit items can't be verified because the creditor either no longer possesses necessary info Report Abuse

Reply:The only way that you can get it removed is by contacting the company that turned you over to collections agency, and ask them to remove you. The business must then contact the collections agency and ask for your name to be removed. Good luck though, most businesses will not remove your name.
Reply:If it was a collection account, it will be on your record for 7 years. That fact that you finally paid it does not negate that fact that it existed.
Reply:This is a record of your credit-a history. You don't delete history.
Reply:You would need a court order.

What are the parameters that lead to an account being suspended?

How could an account be suspended with no (or very few violations)? What parameters does Yahoo have set up to determine when an account is suspended.
What are the parameters that lead to an account being suspended?
It would depend on the type of violation. Severe ones, like SPAMMING (putting up advertising links), or posting virus links or obscene avatars can be deleted immediately. Others will take longer and may depend on frequency of violations. For example, 20 in 1 day may cause them to take a quick look and shut it down -- but 20 over 1 year probably won't.
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Is it true that the ancient historian Josephus' account of Jesus was a forgery?

Please provide a link or literature to show if this accusation of forgery is true or false. Thank you.
Is it true that the ancient historian Josephus' account of Jesus was a forgery?
Apparently Josephus mentioned Jesus of Nazareth twice in The Antiquities of the Jews, but the first reference,Testimonium Flavianum, has been discounted as a forgery since the 1750's (though the assumption it IS a forgery has lately become questioned).





The second shorter reference, about Jesus and his brother James, has been more recently disputed.





For something like the full scoop, read the Wikipedia article:
Reply:While being a popular historian Josephus isn't always credible. Many of his writings have been found to be contradictory or there was no possible way he could have been present to witness what he wrote about. Most notably for the latter, his writings about Masada.
Reply:In his "Testimonium Flavianum" Josephus wrote:


"About this time there lived Jesus, a wise man, if indeed one ought to call him a man. For he was one who wrought surprising feats and was a teacher of such people as accept the truth gladly. He won over many Jews and many Greeks. He was the Christ. When Pilate, upon hearing him accused of men by the highest standing among us, had condemned him to be crucified, those who had in the first place come to love him did not give up their affection for him. One the third day he appeared to them restored to life, for the prophets of God had prophesied these and countless other marvelous things about him. And the tribe of Christians, so called after him, has still to this day not disappeared."





Josephus was a Jew who was captured during the siege of Jotapata by Vespasian.





And if you look over the passage, there's truth in it. I really doubt that it's a forgery of any sort.
Reply:My understanding is, the Josephus account consists of one or two lines. One line of which may have been "doctored" by early Christians, to suit their purposes. I heard this subject come up on Milt Rosenberg's show on WGN radio, in Chicago. The interviews were with several divinity Phd's from Chicago area colleges. I know Milt's program has an archive of past shows.
Reply:Josephus never mentioned Jesus.

I am thinking of starting my own business, what kind of taxes will I need to account for?

I will be starting this business in Ohio.
I am thinking of starting my own business, what kind of taxes will I need to account for?
you should find correct and complete answers on this site :





http://us.smetoolkit.org/us/en/content/e...





good luck

How to find the password of an admin account on a mac?

I have a mac at home and i forgot my password, but i dont want to change my password using the install disk because i use this password for many other things and i would like to find it out.
How to find the password of an admin account on a mac?
Did I miss something here? If you forgot the password, how can you know what it is in order to use it for many other things? Just boot to the install DVD and change it to exactly what you want it to be. I'm not saying you need to choose a password you don't like. Choose the one you really want.





As the other answerer says, you can't just find user passwords on a Mac. It is secure-- at least until you boot to an install disk : ) . I'm sure you want it that way because, well, if it weren't secure, there would be no point in having a password.
Reply:I know it's not the answer you want, but there is no way to do it. I was recently in the same boat, and after extensive research I found I had no choice but to reset it with the disk. I also used my password for other things and had to either reset them all or just accept that I could no longer access those items. I now keep a copy of my passwords in a lock box (hidden elsewhere in the house) which is a recommended technique.

Will Stimulus check be available immediately in the account since its government check?

or will it take a while?





it is a brand new Wells Fargo account.
Will Stimulus check be available immediately in the account since its government check?
unfortunately due to the fraud that has been happening with the stimulus checks/government checks it's the same type hold time etc, so generally they will be able to tell you when you make the deposit if it's a "hold" or just a next business day availability like most smaller checks, but just cause it's government check...doesn't mean it's easy as cash...sorry!!
family name

How can i persuade my girlfriend who earns 5 times my salary to open a joint account?

Tell her you want a baby :)
How can i persuade my girlfriend who earns 5 times my salary to open a joint account?
Lol - You dont need to have a joint account - especially if your not married... if you live together as long as the bills are being paid then you dont need unlimited access to her money--- and if your not married thats just what it is... HER MONEY$$$ and you have no rights/obligations to it.
Reply:thats a pretty big commitment, i think even if she didnt earn 5 times more than you. i think the best way to persuade her is to earn her trust if she trusted you she wouldnt think twice
Reply:Thats a very funny question he he he lol i wil be interested in seen the answer to this one lmao : )
Reply:marry her....thats your only option
Reply:lol not gunna happen
Reply:use the "L" word...works everytime.
Reply:Trick her into it.
Reply:Boy I sure hope she is a lot smarter then you give her credit for!!!

Which bank is the best to open an account in China?

Is the bank of China the better option regarding international transactions? I have to get my salary paid in from Australia, so I need a bank that can handle those kind of things.
Which bank is the best to open an account in China?
Bank of China will be fine to handle incoming money from Aus. Just when you start your account you'll need to tell them if you want it deposited into your account as Aussie dollars or RMB. Different ups and downs to either option. ICBC is also a good bank to deal (as good as they come in China anyway). Also, the Bank of China is currently the only bank licensed to change RMB to foreign currency, but you could just take money from ICBC and bring it to BOC.


If you want to get RMB in large amounts back out of the country for any reason you'll need to start a RMB account in HK and send it there, then change it to the foreign currency of your choice and then on to it's final destination.


If you ever want to talk to me about that, I'm always at the Shanghai Austcham events!
Reply:Yes. The Bank of China is the best one. You can also check the exchange rate on its website and it's updated daily.
Reply:ICBC is another one to consider = http://www.icbc.com.cn/icbc/sy/


it has offices in Australia

What should i know about starting a checking account?

what should i know and look for. so i don't get screwed over.
What should i know about starting a checking account?
Look for a free checking account. There should be no monthly maintenance fee, no minimum balance requirement, a free debit or ATM card, free online banking and bill pay and maybe a free first order of checks.





First, do your research online. When you go to the bank, don't hesitate to ask questions. Make sure you get a good deal. Don't let them sell you something that you do not need.





The most important thing you need to remember is to maintain a check register and record ALL transactions including your debit card charges. This way you will always know how much money you have and you will never be overdrawn. Overdraft fees will kill you. Also, if you are often overdrawn, the bank may close your account and report you to CHEX systems, so that you will not be able to open another checking account for a long time.





Hope this helps. Good luck!
Reply:Most banks are almost all the same.





Unless you are doing something with large transactions a free account will work.





Overdraft fees will kill you.





Thats it!
Reply:I suggest you to try project payday, simply because you don't need any money up front and you can start making money within minutes. I average around 3,500 dollars every month with it. Check it out at http://dFL8.me/353d

Will banks charge any money to a savings account for using it without funds?

I accidentally (lol) used my new debit card to pay to upgrade a website membership. I wasn't supposed to use the card until it was activated - 24 hours.





Will the bank charge the membership fee to my account for having used the debit card before it was activated?





Or will the website not authorize the account?
Will banks charge any money to a savings account for using it without funds?
I think your real answer is that the merchant will not be able to process the charge because you never activated the card.





Your last question suggests the answer: No, the website will not authorize the trnsaction.





I'd call the 800 number on the back of your debit card and speak to someone in customer service and explain what you've done. They tend to be reasonable people if somehow the transaction did get through.





Good luck.
scientific name

What is the difference between "vested amount" and "account value" on the 401k?

At most companies that contribute to your 401k, when you first working at the company, the company's contributions do not, at first, truly belong to you. Your rights to the company's contributions come after you have been there for a while. When you obtain the rights to the company's contributions, this is called 'vesting'.





For example, the company may say that after 1 year of employment, you are 20% vested, after 5 years, you are 100% vested. This means that if you leave after 1 year, you can only take with you 20% of the company's contributions (plus any gains proportional to that 20%). If you have a statement at the end of the 1st year, in this example, the 'vested amount' will reflect your contributions plus 20% of the company's.





In any case, your own contributions always belong to you immediately.





After you are 100% vested, the 'vested amount' and 'account value' should be the same.
What is the difference between "vested amount" and "account value" on the 401k?
The vested balance is how much you actually have earned on a particular day. Your company has a schedule for that.


Example: 1 year 20% vested


2 year 40% vested


3 year 60% vested


4 year 80% vested


5 year 100% vested





Your account balance is your total account balance including amounts that may not have accrued to you as of yet because of company policy due to the vesting schedule.
Reply:In a nutshell, the account value consists of [1] all of your contribution and [2] ALL of your employer's match. The vested amount, on the other hand, consists of [1] all of your contribution and [2] a PORTION of your employer's match. That portion ranges from 0% to 100%, depending on the amount of time you have been with the company. Different companies have different policies regarding length of employment vs. vested percent.





Typically, you become 100% vested after 5 years of employment, meaning that if you choose to resign after 5 years, you will get all of your contriution and 100% of the employer's match. If you resign before the 5 years, you will get all of your contriution and less than 100% of the employer's match.





The reason is that employer's match is essentially "free" money. Before they give you "free" money, they want to make sure that you have given it enough service.
Reply:The vested amount is how much you would walk away with if you quit working for the company today. It is calculated as a percentage of the 'account value'. The longer you work for the company the higher the 'vested' percentage will be.


Your HR rep should be able to give you the vesting schedule.





The account value is the actual value of your holdings.
Reply:Account Value is the amount of the 401K.


Vested is what is available to the client.


Kinda like waiting for a check to clear.

Does Citibank have ATMs in Hawai? Can I use Citifinancial to withdraw money from my Citibank account?

I searched their website and it seems there are none. Does anyone know for sure? Thank you.
Does Citibank have ATMs in Hawai? Can I use Citifinancial to withdraw money from my Citibank account?
not unless they were installed in the last year!!!
Reply:one way is to go a grocery store and get cash back


that way you can usually avoid any ATM fees)

If i have alittle money in my bank account today but will be getting a check depsoited tonight can?

I have a little money in my accoutnat the moment but my check gets direct deposited in a few hours. can i go ahead and pay a bill online seeing the money will be there to cover it in about 6 hours?
If i have alittle money in my bank account today but will be getting a check depsoited tonight can?
You risk overdrawing your account. If your account is debited for the bill one second before the deposit is credited, your account will overdraw.





It's better just to wait until you see the account has been credited.
naming

Is it bad to save debit card info in a document in a non-secure email account?

I've saved an email that I sent to myself, listing all of my important online banking and debit info, with the sole exception of my PIN. The email account is not secure.





Is this a dangerous idea?
Is it bad to save debit card info in a document in a non-secure email account?
ABSOLUTELY .... THAT KIND OF INFO CAN MESS U UP PIN # OR NOT ...
Reply:Firstly, your information without a PIN is worthless to a criminal in the HIGHLY unlikely event they steal your computer and are technically savvy enough to be looking for emails to raid your bank account rather than stealing a computer for a few dollars, or even less likely intercept your email.





E-mail is not an encrypted protocol so it can be read by a person personally capturing your internet traffic - VERY extremely unlikely. And they don't have the PIN...





You are FAR more likely to be ripped off by a human store clerk or a fake company or fake ATM reader.


.






Reply:Lets see...Debit Card and banking info (something you want to harbor safely) on an unsecured account. No, that does not sound very safe. If in doubt...wipe it out. If you must keep the info, please print out a hard copy and place that somewhere safe in your home. Even the best kept computer systems can be hacked, although the chances may be slim, but an unsecured account can only mean trouble at some point.

When I collect rent from my tenants, do I need to deposit it in a certain account?

Can I just deposit the rent in my checking account or do I need it to clear through the escrow account I set up? This property is in Massachusetts.
When I collect rent from my tenants, do I need to deposit it in a certain account?
what james said
Reply:I'm sure the law varies from state to state, but the real answer will be in he contract that you use with your tenants. If it states that rent and deposits are kept in a co-mingled account, then you can just use your checking account.





However, for accounting purposes, you probably should use a separate account...
Reply:You can deposit it in any account you like. However, t's better when you don't mix your personal and rental funds. Put the funds into the account you set up and pay the bills from this account. That way, you have a better picture of your cash flow.


Also, when you file your tax return., all the figures are in one place. Less possibility of pulling your hair out trying to get it together.
Reply:You can stuff your mattress with it if you wish. The tax man would probably like to see you put it in your bank account so that there is an audit trail but as long as you keep accurate records you'll be OK regardless of where you put the rent monies.





As a matter of best practice, I always kept my funds for my properties in a separate account. The mortgages were paid from that account, as were repairs and other costs. It just made it easier for me to keep track of things that way but it's not a legal requirement.





Security deposits may be another matter entirely. Some states or local jurisdictions require you to hold security deposits in a separate account and not comingle them with your other funds.
Reply:You can deposit it right into your checking account..


The escrow account is just for their deposit and last month's rent....


Good luck..


I have a rental property in Quincy, MA
Reply:If you have a separate business account for all rents, deposit it there. If not, just deposit it into your personal account. You need to keep security deposit money, cleaning deposits etc in a separate account. The rent money is yours regardless of disputes that may arise in the future.

If someone mistakenly desposits money in your bank account, are you legally obliged to give it back?

In this case, my school deposited money for some FinAid that they stated I met requirements for when I originally applied for FinAid. Now, almost a year since my FinAid application and a day after they deposited the money, they claim I wasn't entitled to it and have put a stop notice on my record till I give it back. Wanted to know the legality of it.
If someone mistakenly desposits money in your bank account, are you legally obliged to give it back?
Depends on the reason you are not entiled according to them, Worth checking into, they may be mistaken about your entitlements.
Reply:You have to return it.
Reply:Short answer YES. Long answer do you want to end up in court.
Reply:What?! "They" screwed up. Cash out the account and close it! It's your money.

If someone mistakenly desposits money in your bank account, are you legally obliged to give it back?

In this case, my school deposited money for some FinAid that they stated I met requirements for when I originally applied for FinAid. Now, almost a year since my FinAid application and a day after they deposited the money, they claim I wasn't entitled to it and have put a stop notice on my record till I give it back. Wanted to know the legality of it.
If someone mistakenly desposits money in your bank account, are you legally obliged to give it back?
Depends on the reason you are not entiled according to them, Worth checking into, they may be mistaken about your entitlements.
Reply:You have to return it.
Reply:Short answer YES. Long answer do you want to end up in court.
Reply:What?! "They" screwed up. Cash out the account and close it! It's your money.
name naming

Is there any way to make an itunes account without credit card?

I just want one so I can use the new Genius feature, and to automatically download album artwork, but I dont want to use any type of card or anything, Is it possible to just use an itunes gift card?
Is there any way to make an itunes account without credit card?
where it tells u to put ur information n has the credit card options it says NONE in the end put that n put info n then they send u a email verification n then there u go! i did it yesterday

Are there any advertisers that i can use on my website that pay to my paypal account?

I tried google adsense, but i'd rather get paid to my paypal account than to my bank account. Are there any others that would agree to this?
Are there any advertisers that i can use on my website that pay to my paypal account?
Try FTD flowers. They have an affiliates program (banner ads) but won't work with you unless you have an actual website.
Reply:Bidvertiser pay to your http://homebizseo.com/Make_money_online/...

How do I take clients to my blogger account using my domain name?

I'm trying to save money by not subscribing to a webhost and using my blogger account instead.
How do I take clients to my blogger account using my domain name?
Here's the great guide:





http://lifehacker.com/software/feature/h...
Reply:Ok this is what you do. Buy a domain with www.needawebdomain.com or a similiar domain registrar. When you buy the domain in control panel you can click on your domain and do a redirection to your blogger account. You can even mask the url to make it look like its yourdomain.com when really your on yourdomain.blogspot.com
Reply:Normally the service which you are renting the domain name from give you the option to forward or redirect the page to another (eg: blogger account).





Or have a look on this website for the html code needed to make it happen. It is possible:





http://www.htmlcodetutorial.com/document...





I hope the page can help you.





Good Luck

What are the most likely questions to come up in an interview for the position of Account Executive?

The position is at an advertising agency.
What are the most likely questions to come up in an interview for the position of Account Executive?
Have you worked in sales before?


Have you managed Distributors, Retails, Resselers accounts before?


Do you have ambitions?


What are your main results in your last sales job?


What is your personal Goals?





**** like that...
Reply:"Where do you see yourself in 5 years?"





I get that one every time.
naming

I have 2 yahoo id accounts & discovered that each account has a different amount of accumulated points?

Shouldn't I have the same amount of accumulated points on both Yahoo answers account as they are intermingled in one account ?
I have 2 yahoo id accounts %26amp; discovered that each account has a different amount of accumulated points?
No, each account is an individual account and the number of points unique to that account.
Reply:Both accounts have the same password %26amp; both accounts come through each with a different prefix such as 123@yahoo.com or 245 @yahoo.com ??


Guess your answer isn't clear to me.


I find this Yahoo Answers very confusing %26amp; difficult to understand...sorry.Thank you for your reply.

Is there any way to delete an iconator account?

I have an iconator account that I want to delete. I know you can be deleted or delete them, since sometimes when getting new accounts a username is taken that when you search it dosen't show up.
Is there any way to delete an iconator account?
I could not find information on the site how to delete your account properly, but I found this mail address: webmaster(at)iconator.com. I suggest to send a mail to that address, put "unsubscribe" in the subject line and take it from there.

How do I change settings on my youtube account?

How do I set my account so that only friends can send private messages to me.
How do I change settings on my youtube account?
Go to edit channel, and account settings, your options should all be under there.

Can a 16yo withdraw money from own bank account?

I am 16 years old and have a bank account but my mom is like the co owner of it because I am not old enough to get my own. So I was wondering if I can just withdraw some money by myself.
Can a 16yo withdraw money from own bank account?
If it is a dual signature ( both must sign withdrawals)---NO





If it is with both your names as authorized to withdraw, but not requiring both to sign the withdrawal slip--- YES....
Reply:If it's a custodial account, you cannot. If it is joint, you can.
Reply:It really depends on how it is set up. If your mom is the "custodian" or something like that then she is the only one that can withdraw. If the titling of the account says you "and" your mom then you both have to sign. Lucky for you though, recently, banks have been opening checking accounts as "or" accounts for teenagers (usually at least 15 years old) so just give the bank a call and ask. They'll be glad to tell you. But keep in mind that your mom will see the statement so eventually she will find out!
Reply:There is no way for you to hide the withdraw transaction. Your mom will find out soon or later and you will be in trouble. I can tell you that much. If you want money, talk to your mom first.
Reply:simple answer no. your mostly like a non signer on the account which means until that is removed you have no right to withdraw the money. once you turn 18 your mom changes it then you can withdraw. she has to go to the bank with you to withdraw the money...k. if the teller were to give you money they could cause the bank problems. ppl have even sued because of it..its crazy right!!!
Reply:Depending on how it was set up. If it is "and" on the acct, she needs to be there.
first name

Can I start buying verizon phones and begin using them if I am on an Alltel account?

If you can access your on-line account with alltel there might be a message about your account changing to verizon It depends on which state you live in ---- call alltel from your phone to find out ---- I am with alltel and I received a letter that informed me I would become about of verizon.
Can I start buying verizon phones and begin using them if I am on an Alltel account?
i dont know...


ask verizon?

How do I log in to my MIO account for Jewel Osco?

We aren't owned by Albertson's anymore, I believe it's SuperValu, but there is no where on that website to access your account.
How do I log in to my MIO account for Jewel Osco?
Go to mysupervalu.com and log in. Then, click on MIO in the right hand column.
Reply:what if when you click on MIO it says "session was not obtained for the PS user: 303218 False" ? Report Abuse


If money is taken out of my bank account would I be notified?

Like say my son took money out of his bank account would the bank tell me when and how much?
If money is taken out of my bank account would I be notified?
they would only tell you if you had access to the account (if your name was on the account), by telephone or if you stopped by the bank itself. otherwise you would find out if monthly statements were sent to your house.





you could use online banking, if your bank offers it, and have emails be sent to you when there is activity.
Reply:If your son has his own account, the bank would not tell you. However there are limits you can place on accounts where you will get an email or call if a certain amount is withdrawn.


Every bank is different, check with your bank.
Reply:Not unless you have them tell you or write you the amounts....or if you put a notify if say $500 dollars is taken from this account. Check with your bank each is differnet.

What is the difference between unsecured and revolving account?

revolving credit is for businesses and they have to be secured loans
What is the difference between unsecured and revolving account?
read more on loans, credit/debt and much more on this site
jewish name

How do I get the music I purchased with Itunes onto my computer through my Itunes account?

I lost all my music on my computer and when i tried to transfer my songs from my ipod to my computer, it didn't work. I went to my account information and it kept track of all of my purchases, and I should be able to download them again... but I don't know how to do it. Ayudenme
How do I get the music I purchased with Itunes onto my computer through my Itunes account?
Transfer iPod/iPhone/iTouch apps to computer or recover lost or missing music, backup and restore all of iPod/iPhone/iTouch content I recommend you Cucusoft iPhone/iTouch/iPod to Computer Transfer. This software can keep your iPod/iPhone safety.


http://www.dvd-video-converters.com/ipod...


Step by step guide-- How to transfer music/movie from iPod to computer or iPod to iTunes with iPod Transfer?


http://www.dvd-video-converters.com/guid...


Also, you can search some other ones:


http://www.ask.com
Reply:Go On iTunes...





Go To Purchase History..





at the bottom..





click "Report A Problem"





There Ya Go...Make Your E-Mail To One Of Their Representitaives Very Sweet..!
Reply:You need an iPod to PC Transfer to transfer your songs/videos to computer,try Cucusoft iPod/iPhone to computer Transfer,


it is a very handy tool for windows user to transfer music songs, playlists, video files and more from ipod to computer.You don't need to worry about losing anything.


Download at http://www.mp3dvdsoft.com/ipodtopctransf...





GOOD LUCK!
Reply:You may take a look at step by step guide, it will teach you how to copy music and video from iPod back to computer or iTunes, it's easy to understand and works pretty well for me.


http://www.freedvdripper.net/how-to-tran...


Hope it helps. Contact me if you have any other question or use http://www.ask.com to search more answers.
Reply:You need to back that important stuff up.





I'm not sure if you can download them again.





I recently re-downloaded mine but I paid to do it because all the songs became available in better quality. So I paid 30垄 per song to upgrade them to the higher bit rate. Perhaps you could try that. The link for that option is at the main page for the iTunes Store. Click on "Upgrade to iTunes Plus" [make sure your computer is authorized - click on "store" and click on "authorize computer"]





Click on "store" then go to "View My Account" and"Purchase History" and finally "Report a Problem"

Monday, October 12, 2009

How do i change my age to 18 on my xbox live gold account when i already mady my account?

im trying to do this cause it wont let me download this demo and i have already changed the restrictions to allowed-What do i do?-help!
How do i change my age to 18 on my xbox live gold account when i already mady my account?
Same thing happens to me when I try to get the DMC 4 demo. you can't do anything. I changed the windows live ID, but it messed me up even further. You have to delete your account and make a new one, but you'll lose all of your achievements in the process.

Does having a job, or a savings bank account affect receiving a maintenance grant or bursary for Uni in UK?

As in, if I have a few grand in an ISA or have a part time job, will this be taken into account when deciding to give out maintenance grants. I am from the UK, so I would just like to know.
Does having a job, or a savings bank account affect receiving a maintenance grant or bursary for Uni in UK?
Well I don't think it asks for your income (as they realise it will be very different once you get to uni) but they do ask about your savings, your parents savings and your parents' income. It depends how much "a few grand" is. I THINK the form asked me if I had 拢8000 or more (last year), but you can download the form from www.studentfinancedirect.co.uk now and have a look.
Reply:yeah, there is a certain amount and if you go over that they won't give you a penny, same if you parents are rich.
Reply:Yes it does so don't declare it..................get your payments into a seperate account.
Reply:Yes u Fool

Do you need to take the gravity into account when snipping ?

Because when you shoot from 2km away, assuming the bullet has a muzzle velocity of 800m/s, it takes about 2.5 seconds. That is 30 meters deviation!
Do you need to take the gravity into account when snipping ?
even if you neglect wind resistance, a 2km shot, fired horrizontally, would experience a 48 meter drop (neglecting the curvature of the earth, but it's not noticable to 2 significant figures anyway)





clearly this would be a nearly impossible shot.
Reply:Of course you do. Snipers have to adjust their sights for windage and elevation. To do this, they use laser rangefinders to determine the exact distance to the target, and they also measure the windspeed. A bullet is very light, so wind affects it a lot! Gravity affects it a lot too!
Reply:Yes you do. You even need to know the windspeed, density of air, humidity cause these factors can affect the path of bullet.
most popular name

How to download all pictures from my Flickr account?

Is there a way to download all photos from my Flickr account, or one-by-one is the only way?
How to download all pictures from my Flickr account?
Get a free tool for bulk downloading from flickr at:


http://tech-buzz.net/2006/11/23/flickrdo...

What can i do to make my runescape account really good ?

like what can I do to improve and be really good at PK? my combat lvl is 43 my attack is 40, strength is 34, and def is 31
What can i do to make my runescape account really good ?
Hey there!





Pking in Runescape is by far my most favorite aspect of the game.


An idea you could possibly consider is making a new account that only trains playerkilling stats. This is what players refer to as pures. For example, you could make a pure strength account. In this account give him a name like involves playerkilling and DO NOT TRAIN DEFENSE. On your pure account you can focus on one skill, such as strength, or two to even three skills , such as range and strength. Range and strength pures are becoming increasingly popular as the method works really well with adamant arrows and a Rune 2h Sword as a combo. Remember to not train defense on this pure as I will give an example person A who trains defense and person B who does not.





Person A-


46 combat


40 attack


60 strength


1 defence





Person B-


46 combat


40 attack


42 strength


34 defence.





Who do you think is gonna win? Definetly Person A as defence proves useless when you could rather build up some solid stats while keeping low combat.





OK now back to your question.





I would start training hard try to get these stats. I am not sure if you are a Free or Member player so i'll answer accordingly.





Free:


50-55 attack ( trust me higher attack= higher hits on defence)


65-70 strength ( pay off when your pounding straight 24's on a guy with rune 2h)


40 defence( since you already have defence my aswell polish this off and bring it to 40 for rune)





Members:


60 attack


75 strength


45 defence





The reason member stats are fairly higher is due to training is easier in members.





On a final note I hope you consider making a pure account and I wish you the best of luck!





*No Comment*

How would you rank the following taking into account the aourage they provoke in you?

A) Toss a shoe at the iraqui President


B) Abort your unborn child


C) Shoot enemy soldiers at an ambush


D) Someone tosses a bush at you


E) Your brocker runs off to Honolulu (with your savings0


D) An drunk blows the swtch downstairs
How would you rank the following taking into account the aourage they provoke in you?
E) You will never get a life except complaining on YA for rest of your life
Reply:D comes before AND after E?





Your question is illogical.

How would you rank the following taking into account the aourage they provoke in you?

A) Toss a shoe at the iraqui President


B) Abort your unborn child


C) Shoot enemy soldiers at an ambush


D) Someone tosses a bush at you


E) Your brocker runs off to Honolulu (with your savings0


D) An drunk blows the swtch downstairs
How would you rank the following taking into account the aourage they provoke in you?
E) You will never get a life except complaining on YA for rest of your life
Reply:D comes before AND after E?





Your question is illogical.
name latin

0% on Balance Transfers for 13 months from account opening, subject to a fee of 2% during the first 6 months?

Could anyone explain me what does "subject to a fee of 2% during the first 6 months" mean?


Will I have to pay a fee of 2% in every month up to the first 6 months If I apply for that credit card?


Thanks.
0% on Balance Transfers for 13 months from account opening, subject to a fee of 2% during the first 6 months?
It means you'll pay a fee of 2% of whatever you transfer in.
Reply:this a palace of a bang, not all bangs have the same palace;
Reply:Blue Cash from American Express庐





This credit card issued by the credit card giant American Express has No annual fee. Coming to balance transfers, the Blue Cash from American Express has a low balance transfer rate. The APR for balance transfer is 4.99% fixed for the life of balance. Another good feature of the Blue Cash from American Express is that it is a 0 Intro APR credit card. It has a 0% intro APR rate for 6 months. The reward program of Blue Cash from American Express gives Up to 5% Cash Back with Unlimited Cash Rewards. This entitles the credit card holder to earn an unlimited cash back on his spendings. Apply online at: http://www.credit-card-gallery.com/Ameri...

Is using dollar cost avergaing in a taxable account a bad idea?

Will it be problematic to calculate my cost basis since I invest in a three funds once each month?
Is using dollar cost avergaing in a taxable account a bad idea?
It shouldn't be. Dollar cost averaging is the way to go if you have a lump sum of uninvested cash. Just track your purchases on a simple excel spreadsheet, and just use an average cost basis for tracking your gains and losses.
Reply:Most brokerage and mutual fund companies will keep track of your cost basis for you, so it shouldn't really effect your decision to DCA.
Reply:it can be, the averaging basis can be lower that real number and your pay a higher tax in some situations
girl name

Can I deposit money order into my bank account just as I would a check?

I *purchased* a $1000 money order at Wal-mart last week because I thought I was going to need to send it to someone. Turns out I don't need to send it. Can I deposit it into my bank account, just as I would a check?
Can I deposit money order into my bank account just as I would a check?
Yes. You just make it out to yourself. If you or Wal-mart have already filled it in. Then sign the back and write on it not for intended purposes. Make sure to have your ID so you can prove it was you who bought it.

Checking account? How old do you have to be to open one?

Do you have to be 18 to open a checking account? Also, which bank doesn't have a minimum account balance?
Checking account? How old do you have to be to open one?
I asked Wells Fargo. They said that you can have a checking account and a debit card at any age. But if you are under 18, your parents have to be on the account.


Many banks do not have a minimum balance, but you must be careful. They can charge you fees which eat up your money. It is smart to get an account with a minimum balance but pay no fees. With today's low interest rates, banks make much of their profit on the fees..
Reply:I would check out a credit union. They typically have free checking accounts. Some of them even pay interest. You do have to be 18 to open an account on your own but you can open a joint account with someone who is over 18 and reap the same rewards.


Just a couple things to keep in mind





KEEP A CHECK REGISTER! Please! Failing to do so can result in hundreds of dollars in overdraft fees.





A good idea would be to also open a savings account to use as overdraft protection.





Be aware of check hold policies.





Do not draw your account negative. In the event you do, you are responsible for paying it back. The financial institution reserves the right to close your account if it happens frequently or in large amounts. If this happens it will be extremely difficult for you to get another checking account anywhere else for a period of up to a year and you are still responsible for paying the money back.





Good luck!
Reply:I would check out a local credit union. Sometimes they have programs for minors with jobs. The local one where I live has a completely free account if you also have a savings account with them.





No matter what, do some comparison shopping before picking one.
Reply:all banks are 18 and older. you can get your parents to open a joint account with you if your a minor

 


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