Saturday, November 7, 2009

Can I deposit checks into my Bank of America account from a La Salle ATM?

I know Bank of America and La Salle have merged, so can I use a La Salle ATM to deposit into my Bank of America account yet? My friends say I can deposit into any ATM as long as it will read my card and PIN, I just will be charged a service fee. There are no Bank of America ATMs or branches where I now live.
Can I deposit checks into my Bank of America account from a La Salle ATM?
Bank of America is a little tricky with their mergers. I work for them and right now they have 3 different systems. One for when they bought out Seafirst in WA and ID and one in CA and one for the rest of the country. Right now you are able to go about your normal business. Bank of America at some point or another MAY put La Salle on the same system as the rest of the country but it is highly unlikely because it is not very cost effective depending on the amount of total branches. If you were able to deposit money into the atm before at a La Salle atm into your La Salle account, that has not changed, just the logo and company name. All the systems in place are the same for now. The only problem you would have is that if you went out of town and tried to do a deposit into that account from a bank of america branch. It wouldn't work because of the fact that the systems are not in place. Since it sounds like you currently have a bank of america account, to make your life easier i would close that one and open up a La Salle account (even though it's all under the bank of america roof) because you won't ever be able to deposit into a bofa account from a la salle atm unless they merge the systems together.
Reply:I can't give a definitive answer about BofA and LaSalle. I can tell you ANY ATM will read your card and accept the PIN. That does NOT mean you can make a deposit at that machine. I recommend calling the customer service number that should be on the back of the card. If they can't tell you, I doubt anyone here can.
Reply:I wouldn't. You should have received a whole packet of information, new checks, deposit tickets, ATM card, PIN, and a date when you can start to use them. It's been my experience when banks merge, it takes awhile for the old bank to go away and actually become one with the new bank.
Reply:go see the manager of the bank and ask him/her
Reply:Yes you can, I get away with it all the time. Whether or not they think it's OK... I don't know. But who cares? :)
Reply:Then I would take your checks and open a new account


in your area and find one that is free checking and free


ATM use.
Reply:If B of A and LaSalle have already merged then yes, you can deposit to a B of A or LaSalle ATM. The tellers pull the deposit envelopes and process them the same as if you walked in the branch so using a Compass Bank ATM would never work.

No comments:

Post a Comment

 


Accounts problem © 2008. Design by: Pocket Web Hosting