We plan on picking stocks together.
Is it ok to invest with a friend by forming a general partnership and getting a partnership account together?
Once you get involved with a friend, whether it's business or personal, something always goes wrong and all you'll have left is ill feelings towards each other.
Reply:i dont think so,weird to say, had better luck with strangers.
Sunday, May 23, 2010
Does it hurt to close a long term bank account?
Hi,
I have been with CitiBank now for 8 years and with Chase for three years. I am getting fed up with CitiBank's service and would like to close my account, however, since I have had it open for a long time, are there any advantages to keeping an account open long term?
Thanks!
Does it hurt to close a long term bank account?
No it shouldn't hurt sense you already established a bank account with chase for 3 years
Reply:No, it won't have any effect on your credit score.
I have been with CitiBank now for 8 years and with Chase for three years. I am getting fed up with CitiBank's service and would like to close my account, however, since I have had it open for a long time, are there any advantages to keeping an account open long term?
Thanks!
Does it hurt to close a long term bank account?
No it shouldn't hurt sense you already established a bank account with chase for 3 years
Reply:No, it won't have any effect on your credit score.
When can you take money out of your bank account?
I'm 14 and want to take some money out of my bank account. Can i do it without parental permission? And also, will my parents be informed that i have taken money out of my account? Because they don't want me to, but i do and if they find out i'll get into trouble lol :) Thanks.
When can you take money out of your bank account?
It depends on what type of account you have.
Do you know if any of your parents sign on your account?
If its only you who has access to your account, then no, they won't be able to see a withdrawal, however it will show up on your statement which gets delivered to your house (unless you have a green account), and your parents might open your mail.
If your parents do sign on your account then they can find out most things. However they won't be informed ie. they wont be given a phone call or a letter telling them that you've withdrawn money, but if they rang up the bank or went into a branch and they asked, then they would be told that someone who signs on the account has withdrew money.
I hope that helped.
Reply:you have to ask yourself is the money really needed or are you just spending it "just because" and as the previous reply-er stated some accounts have a safe guard on it. all accounts have an account statements that comes monthly,and if you parents are smart they check the account bi weekly to check balances and interest. bottom line just leave the cash there saving is good no matter how bad you "think" you need something.
Reply:It depends on how the account is setup, if they are the custodian of the account they might get a statement showing a withdrawal. If your name is on the account you can withdrawal money anytime with no permission.
scientific name
When can you take money out of your bank account?
It depends on what type of account you have.
Do you know if any of your parents sign on your account?
If its only you who has access to your account, then no, they won't be able to see a withdrawal, however it will show up on your statement which gets delivered to your house (unless you have a green account), and your parents might open your mail.
If your parents do sign on your account then they can find out most things. However they won't be informed ie. they wont be given a phone call or a letter telling them that you've withdrawn money, but if they rang up the bank or went into a branch and they asked, then they would be told that someone who signs on the account has withdrew money.
I hope that helped.
Reply:you have to ask yourself is the money really needed or are you just spending it "just because" and as the previous reply-er stated some accounts have a safe guard on it. all accounts have an account statements that comes monthly,and if you parents are smart they check the account bi weekly to check balances and interest. bottom line just leave the cash there saving is good no matter how bad you "think" you need something.
Reply:It depends on how the account is setup, if they are the custodian of the account they might get a statement showing a withdrawal. If your name is on the account you can withdrawal money anytime with no permission.
scientific name
How do you change your name on your yahoo account?
I got married 1 month ago and i want to change my last name and have my husband's family name. I tried to do it on the yahoo account info, but it seems the emails i send still have my maiden name as sender. Can somebody help me?
How do you change your name on your yahoo account?
1. Pull up your Yahoo! Mail account
2. Click "Options" in the top right hand corner
3. Click “Mail Addresses”
4. Click “Edit”
5. At the top, there is a line that says “From Name”
6. Type the name you wish to you use in that line
7. Click “Save” in the upper left hand corner
8. You’re done
I hope this is what you're looking for. Good luck!
Reply:1. Click My Profile
2. Click Edit My Profile
3. Select User another nickname option
4. Enter a name of your choice.
5. Click Preview.
6. Click OK
How do you change your name on your yahoo account?
1. Pull up your Yahoo! Mail account
2. Click "Options" in the top right hand corner
3. Click “Mail Addresses”
4. Click “Edit”
5. At the top, there is a line that says “From Name”
6. Type the name you wish to you use in that line
7. Click “Save” in the upper left hand corner
8. You’re done
I hope this is what you're looking for. Good luck!
Reply:1. Click My Profile
2. Click Edit My Profile
3. Select User another nickname option
4. Enter a name of your choice.
5. Click Preview.
6. Click OK
What is the best way to manage a bank account so that I never over draw?
I was thinking of having my Direct Deposit switched over to savings that way I have to move the money to checking before I use it and it may be easier to write down in the register. What do you think because I suck at banking I'm prolly the only one so don't cheap shot me aight, but I do need some advice.
What is the best way to manage a bank account so that I never over draw?
This is what my husband does.......After he deposits his check...and sits down to pay bills or balance the checkbook. If a bill is for instance....$24.32...he will write the check for that amount then write $30.00 in the checkbook. The bill gets paid and he has a buffer. But we dont think of it like that.....we don't think well...we have this amount to work with......There is never a change amount (.32 cents or .59 cents) in the check register........If you always over write the amount in your checkbook and make sure you write any ATM withdrawls.....then in a few months after getting your statements....you will have bonus money that you didnt even miss.......for us...because we have things like house payment of $750 , that we write in as $800 and a truck payment of $468, wrote in as $500.....thats $82.00 there that we dont touch....not to mention things like utilities and credit cards........in a years time...we had a bonus amount in our account of over $2000.00 that we can then use towards a vacation or anything else.......its fun and easy....my mother in law starting doing it too when she saw how to save money with out really trying. You dont think about it because your just paying bills.
Reply:What I always do is act like 50 that I have in the bank is already gone and figure it out that way. Then just keep track of what you spend. Also, you can use only cash. Withdraw a certain amount then when you're out, you're out.
Reply:Deposit $100 and start your balance at zero then there is always a cusion in case of over draw.
Reply:The best way for you is Don't over spend what you don't have in your bank account.
Reply:Always round the check amount to the next highest figure. when you enter it in the register. Like $23.15 becomes $24. A little bit at a time extra adds up as you go along.
If you are paid weekly, don't count the extra check you receive when a month has 5 weeks instead of 4. That way you will always have a little extra in the bank.
Reply:You have to ask your bank if they offer this feature (dip into your savings) and how much it costs when they do that. Each bank has different policies... it can also depend on what type of checking account you have set up there. So you need to call them.
Reply:My bank offers a couple of tools that might be helpful in this situation. They offer email alerts if my account drops below a specified dollar amount. This helps me know that I should transfer some money in from savings to avoid and overdraft. They also offer something called 'Checkguard' which is basically loans your account money temporarily in the case of an overdraft.
Reply:Keeping a positive balance, however you manage your funds is necessary.
Reply:I have the same problem. You have to balance your checkbook and write down any ATM/Debit withdrawal. It's a pain, but it's the only way. I use internet banking a lot too; it's an easy way to see where I'm at.
Reply:Using words like "aight" makes you appear uneducated and immature so it's doubtful anyone is going to be able to help you balance your checkbook.
It's not that difficult to not spend more than you have once you mature and learn responsibility. There is no magic trick to help you.
Reply:i don't think that's going to fix your overdraft problem. you have to working on your impulse to buy thing.
or you can split your direct deposit into both accounts, allow only certain amount in your checking and keep track of your spending. or use your debit card instead of writing a check, so it won't go thru if there's no money in the account
Reply:having your check split - put say 80% - 90% in your checking account, and have the other automatically direct deposited into your savings! That way if you overdraw you can have both accounts hooked up, so it'll come from your savings - that way you can avoid bounced check fees.
Also, balance your checkbook religously, and internet banking is awesome!
Reply:i know what you mean. i hate it when i over draw and they charge me a fee. i do the same thing you do, keep my money in savings until i need it. but you can make your account function so that u dont get the overdraft fee. you can make it so that...say u over-draw $20.00, instead of putting ur checking account in the negatives, it will just automatically take 20 dollars out of ur savings instead. they call it overdraft protection. you can also set it up so that it charges a credit card instead of taking it from checking, and then you just pay the bill.
Reply:always keep your checkbook balanced and immediately record every transaction (check, ATM, etc)
Reply:That may not be a bad idea. I would also make sure you keep your checkbook balanced at all times. I also would suggest quicken because that program is amazing for your finances.
Reply:Have a talk with your banker about overdraft protection - it's great.
Reply:Here's my suggestion:
1) Have the bank tie your Checking and Savings account together in an overdraft protection role. I bank at Compass and this is a free service that will transfer money from savings into your checking account if you ever overdraw.
2) Deposit $100 and don't record it in your check book register. This is your safety buffer. Now, the hard part, forget about the $100 being there. When you balance your checkbook to your bank statement, you should always be off by an even $100.
3) Use online banking for tracking your day to day balance and become more frugal as the balance decreases.
4) Get a check book system such as Quiken or MS Money which will help you track your accounts. These systems will also track automatic payments that you may sometimes miss. Also, my bank (Compass) has a download feature that down loads the bank statement directy to our Quicken system.
Hope this helps!
Reply:use cash
What is the best way to manage a bank account so that I never over draw?
This is what my husband does.......After he deposits his check...and sits down to pay bills or balance the checkbook. If a bill is for instance....$24.32...he will write the check for that amount then write $30.00 in the checkbook. The bill gets paid and he has a buffer. But we dont think of it like that.....we don't think well...we have this amount to work with......There is never a change amount (.32 cents or .59 cents) in the check register........If you always over write the amount in your checkbook and make sure you write any ATM withdrawls.....then in a few months after getting your statements....you will have bonus money that you didnt even miss.......for us...because we have things like house payment of $750 , that we write in as $800 and a truck payment of $468, wrote in as $500.....thats $82.00 there that we dont touch....not to mention things like utilities and credit cards........in a years time...we had a bonus amount in our account of over $2000.00 that we can then use towards a vacation or anything else.......its fun and easy....my mother in law starting doing it too when she saw how to save money with out really trying. You dont think about it because your just paying bills.
Reply:What I always do is act like 50 that I have in the bank is already gone and figure it out that way. Then just keep track of what you spend. Also, you can use only cash. Withdraw a certain amount then when you're out, you're out.
Reply:Deposit $100 and start your balance at zero then there is always a cusion in case of over draw.
Reply:The best way for you is Don't over spend what you don't have in your bank account.
Reply:Always round the check amount to the next highest figure. when you enter it in the register. Like $23.15 becomes $24. A little bit at a time extra adds up as you go along.
If you are paid weekly, don't count the extra check you receive when a month has 5 weeks instead of 4. That way you will always have a little extra in the bank.
Reply:You have to ask your bank if they offer this feature (dip into your savings) and how much it costs when they do that. Each bank has different policies... it can also depend on what type of checking account you have set up there. So you need to call them.
Reply:My bank offers a couple of tools that might be helpful in this situation. They offer email alerts if my account drops below a specified dollar amount. This helps me know that I should transfer some money in from savings to avoid and overdraft. They also offer something called 'Checkguard' which is basically loans your account money temporarily in the case of an overdraft.
Reply:Keeping a positive balance, however you manage your funds is necessary.
Reply:I have the same problem. You have to balance your checkbook and write down any ATM/Debit withdrawal. It's a pain, but it's the only way. I use internet banking a lot too; it's an easy way to see where I'm at.
Reply:Using words like "aight" makes you appear uneducated and immature so it's doubtful anyone is going to be able to help you balance your checkbook.
It's not that difficult to not spend more than you have once you mature and learn responsibility. There is no magic trick to help you.
Reply:i don't think that's going to fix your overdraft problem. you have to working on your impulse to buy thing.
or you can split your direct deposit into both accounts, allow only certain amount in your checking and keep track of your spending. or use your debit card instead of writing a check, so it won't go thru if there's no money in the account
Reply:having your check split - put say 80% - 90% in your checking account, and have the other automatically direct deposited into your savings! That way if you overdraw you can have both accounts hooked up, so it'll come from your savings - that way you can avoid bounced check fees.
Also, balance your checkbook religously, and internet banking is awesome!
Reply:i know what you mean. i hate it when i over draw and they charge me a fee. i do the same thing you do, keep my money in savings until i need it. but you can make your account function so that u dont get the overdraft fee. you can make it so that...say u over-draw $20.00, instead of putting ur checking account in the negatives, it will just automatically take 20 dollars out of ur savings instead. they call it overdraft protection. you can also set it up so that it charges a credit card instead of taking it from checking, and then you just pay the bill.
Reply:always keep your checkbook balanced and immediately record every transaction (check, ATM, etc)
Reply:That may not be a bad idea. I would also make sure you keep your checkbook balanced at all times. I also would suggest quicken because that program is amazing for your finances.
Reply:Have a talk with your banker about overdraft protection - it's great.
Reply:Here's my suggestion:
1) Have the bank tie your Checking and Savings account together in an overdraft protection role. I bank at Compass and this is a free service that will transfer money from savings into your checking account if you ever overdraw.
2) Deposit $100 and don't record it in your check book register. This is your safety buffer. Now, the hard part, forget about the $100 being there. When you balance your checkbook to your bank statement, you should always be off by an even $100.
3) Use online banking for tracking your day to day balance and become more frugal as the balance decreases.
4) Get a check book system such as Quiken or MS Money which will help you track your accounts. These systems will also track automatic payments that you may sometimes miss. Also, my bank (Compass) has a download feature that down loads the bank statement directy to our Quicken system.
Hope this helps!
Reply:use cash
How do I download a DVD to my itunes account?
I have a dvd and I just got an ipod that can play movies. How do I upload the DVD to my itunes account so I can add it to my new ipod? Please help me!!!
How do I download a DVD to my itunes account?
If it is not protected DVD, you can use a video converter software, please try RZ Video Converter, in your source DVD(VIDEO_TS folder), drag all .vob files into RZ Video Converter as source, select a target profile(such as iPod mp4 video), then click Start button, you can get the iPod mp4 videos. You can add the ipod mp4 video into iTunes and sync it to your iPod classic.
If it is protected DVD, you should decrpted it at first, you can use RZ DVD COPY, Most protected DVD can be copied successfully.
Both can be downloaded from here:
http://www.rzfun.com
Following is a step by step guide:
http://www.rzfun.com/convert-css-protect...
Hope it can help you.
Reply:iPod can only support mpeg4 video,so you must make sure the video is mp4 format ,you need to have a 3rd party tool to help you to convert dvds and video into mp4 or h264 format, add them into itunes library, then sync to ipod.
Try Cucusoft DVD to iPod + iPod Video Converter Suite,it support convert video to iPod directly. Some other software need two steps: 1. convert video to avi; 2. convert output avi to iPod. That solution wastes lots of your time. We need only one step, direct convert video DVD to iPod. So this converter speed is far faster than others
download at http://www.mp3dvdsoft.com/ipodvideo/dvd-...
GOOD LUCK!:)
Reply:You can try the DVD to iTunes Converter and Video to iTunes Converter, it is so easy to rip DVD to iTunes, convert free youtube, limewire, google video to iTunes for iPhone, iPod touch/classic/video/nano, Apple TV.
http://www.dvdtoitunes.net/
Other useful information you can get on Apple official site:
http://www.apple.com
Also, you can google some other software:
http://www.google.com
Reply:Well if you want to do it through iTunes, you'll have to buy it in the App Store for money. Otherwise if you want it for free, you can download a software called "Handbrake" that will rip the movie from the DVD. After the rip is done, you can load it to iTunes by importing it and then sync.
Reply:With "E.M. Free DVD copy" I ripped DVD to iPod easily, just few clicks. "E.M. Free DVD copy" can also help you rip DVD to other popular formats. such as h264, Xvid, MOV, VOB, Mpeg, Mpeg4, Mpeg TS, AVI, WMV. so, I can play the video on most portable player. such as iPod, iPhone, PSP, Zune, XBOX360, most cell phone... , In addition, "E.M. Free DVD copy" can copy DVD movie to hard drive or burn the DVD to another disc.
I hope this tool can also help you too.
You can download "E.M. Free DVD Copy" at here:
http://www.google.com/search?hl=en%26amp;q=%22...
Reply:Here is a detailed guide about how to convert dvd movies to ipod mp4 format, http://www.dvdtopreviews.com/weblog/2009...
It will sure help.
If you have further questions, keep asking on http://answers.yahoo.com
Reply:I am using Nidesoft dvd to ipod downlaod a dvd to my itunes.It rips DVD to iPod Video and Music and supports all the Apple Player family.
You can download and have a try:
http://www.nidesoft.com/dvd-to-ipod-conv...
How do I download a DVD to my itunes account?
If it is not protected DVD, you can use a video converter software, please try RZ Video Converter, in your source DVD(VIDEO_TS folder), drag all .vob files into RZ Video Converter as source, select a target profile(such as iPod mp4 video), then click Start button, you can get the iPod mp4 videos. You can add the ipod mp4 video into iTunes and sync it to your iPod classic.
If it is protected DVD, you should decrpted it at first, you can use RZ DVD COPY, Most protected DVD can be copied successfully.
Both can be downloaded from here:
http://www.rzfun.com
Following is a step by step guide:
http://www.rzfun.com/convert-css-protect...
Hope it can help you.
Reply:iPod can only support mpeg4 video,so you must make sure the video is mp4 format ,you need to have a 3rd party tool to help you to convert dvds and video into mp4 or h264 format, add them into itunes library, then sync to ipod.
Try Cucusoft DVD to iPod + iPod Video Converter Suite,it support convert video to iPod directly. Some other software need two steps: 1. convert video to avi; 2. convert output avi to iPod. That solution wastes lots of your time. We need only one step, direct convert video DVD to iPod. So this converter speed is far faster than others
download at http://www.mp3dvdsoft.com/ipodvideo/dvd-...
GOOD LUCK!:)
Reply:You can try the DVD to iTunes Converter and Video to iTunes Converter, it is so easy to rip DVD to iTunes, convert free youtube, limewire, google video to iTunes for iPhone, iPod touch/classic/video/nano, Apple TV.
http://www.dvdtoitunes.net/
Other useful information you can get on Apple official site:
http://www.apple.com
Also, you can google some other software:
http://www.google.com
Reply:Well if you want to do it through iTunes, you'll have to buy it in the App Store for money. Otherwise if you want it for free, you can download a software called "Handbrake" that will rip the movie from the DVD. After the rip is done, you can load it to iTunes by importing it and then sync.
Reply:With "E.M. Free DVD copy" I ripped DVD to iPod easily, just few clicks. "E.M. Free DVD copy" can also help you rip DVD to other popular formats. such as h264, Xvid, MOV, VOB, Mpeg, Mpeg4, Mpeg TS, AVI, WMV. so, I can play the video on most portable player. such as iPod, iPhone, PSP, Zune, XBOX360, most cell phone... , In addition, "E.M. Free DVD copy" can copy DVD movie to hard drive or burn the DVD to another disc.
I hope this tool can also help you too.
You can download "E.M. Free DVD Copy" at here:
http://www.google.com/search?hl=en%26amp;q=%22...
Reply:Here is a detailed guide about how to convert dvd movies to ipod mp4 format, http://www.dvdtopreviews.com/weblog/2009...
It will sure help.
If you have further questions, keep asking on http://answers.yahoo.com
Reply:I am using Nidesoft dvd to ipod downlaod a dvd to my itunes.It rips DVD to iPod Video and Music and supports all the Apple Player family.
You can download and have a try:
http://www.nidesoft.com/dvd-to-ipod-conv...
Are footprints left when you permenantly delete your Facebook account?
I want to delete it but I want to know whether all the posts you've made on other people's profiles get deleted too...
Are footprints left when you permenantly delete your Facebook account?
D posts will remain, but ur image %26amp; name will disappear.
I had a friend who deactivated her account. Her comments, gifts and posts remained, but were anonymous. Nobody cud see who they were from. There was jus an empty picture beside it!
Reply:One thing i DO know about facebook, is even if you delete your account they have rights to all of your images etc.. meaning your exposed even if you delete it.
Reply:it's the internet. nothing is ever really deleted.
naming
Are footprints left when you permenantly delete your Facebook account?
D posts will remain, but ur image %26amp; name will disappear.
I had a friend who deactivated her account. Her comments, gifts and posts remained, but were anonymous. Nobody cud see who they were from. There was jus an empty picture beside it!
Reply:One thing i DO know about facebook, is even if you delete your account they have rights to all of your images etc.. meaning your exposed even if you delete it.
Reply:it's the internet. nothing is ever really deleted.
naming
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