How do I put a check into my bank account that has a different name on the check?

-I have a check, but it's in my mom's name


-Right now my mom is in Korea and I need to cash this check


or it's gonna be void in like 55 days


-I was wondering how I cash this check or put this check into my banking account.


-Can someone give me some instructions or something?


I'm stumped here


-I would gladly appreciate all your answers thank you!
How do I put a check into my bank account that has a different name on the check?
Write "for deposit only" on the back of the check and deposit the check in your mom's bank account. That will keep the check from becoming stale-dated. I do this with my husband's checks all the time. He travels every week.
Reply:If the check is written out to your mom, the bank will not cash it for your account unless her name is on your account. Your best bet is to call your bank and ask them the best way to proceed.
Reply:Sign your mothers name on it and then yours under it, then put deposit only under your name. Provide ID at the bank when you deposit the check and all will be well. Some banks require you to put a thumb print on the check as well this is done inside the bank by a teller. If any questions are raised about the check later on the bank is covered. Sign the check as your mother would. If they don't except it you will have to get your mother to call them and talk with them to get it into your account. Just make the deposit as you normally would and you should have no problems. Now if you are no supposed to be doing this, and it is illegal and you know it then expect the worst to happen to you.
Reply:This one is going to be tricky...





You would have to write on the back of the check:





Pay to the order of:





Your Name





underneath: your mothers signature.





Meaning... the check needs to be signed over to you by your mother.





Call your bank and see whether they will make an exception....


(possible, if you have an account that is in both your mothers and your name, then you can deposit this check into the joint account. Very unlikely that they will "cash" it for you.)





If you don't have a joint account with your mother:





About the only thing you can do is mail the check to your mother so that she can sign it over to you. But make sure your bank will go along with this first because some banks will go so far as to insist that both people (You and your mother) have to be present to cash the check.
Reply:Unless the check states otherwise it will not expire for 6 months.





Really you can do nothing with it. If you were to do something with it could be considered a crime.





You can call your bank they will tell you the same thing. Without your mom you can do nothing with it.





That isn't to say you couldn't get away with depositing or cashing it. However if the remitter or your mom got angry you could do 2 years in prison (minimum for fraud).

Can I copy all the emails from my yahoo account to my pc using some software?

I just wanted to know about that if there was any software which would allow me to copy all my mails from my yahoo account to my pc.
Can I copy all the emails from my yahoo account to my pc using some software?
Hello,





There are many mail clients how can help u out, Most commanly is MS Outlook, for this your yahoo account must b plus yahoo account(paid account) Yahoo server willl send you Configuration Settings.





Regards,


Usman Javed
name common

If I am low on funds in my checking account, is it wise to use my overdraft protection?

If I am low on funds in my checking account, is it better to use my overdraft protection, or should I transfer money from my savings account into the checking account? If I go into overdraft, I plan to pay it as soon as the next time I get paid.
If I am low on funds in my checking account, is it wise to use my overdraft protection?
Never use you overdraft protection when you don't have to. You will have to decide what the costs are, like bounced check fees, or late fees from whatever bill you are paying, and use that cost to help you decide if the protection should be used. It is always better to transfer the funds needed to cover what checks you write, if at all possible. If you use the overdraft protection as a common answer to your account being too low, it will start to become a downward spiral, and lead you to poor financial practices and attitudes.
Reply:NO, do not use your overdraft. It is better to transfer money from your savings account.
Reply:No. because not only will you have to replace the overcharge the bank will charge you up to $35 dolars just for the fact that you used the overdraft.
Reply:TRansfer funds.


Look at the fees whenever your overdraft protection kicks in.


Plus it's a bad habit to get into.
Reply:you need to transfer.
Reply:ITA with the first person who answered. DH %26amp; I had that overdraft protection once a LOOOONG time ago...let's just say that it was a BAD idea!


take it from somone who's been there...don't do it. It's great if you make a mistake %26amp; it's only 1ce, but if you get caught in the catch 22 of the whole thing...yeah, you're gonna pay fees out yer ****!
Reply:Transfer funds - do not use the overdraft.
Reply:You get charged fees for using overdraft protection. It is supposed to be for an emergency only type thing. So transfer the funds. If you are really hurting for cash go fine out your overdraft limit and take out one big lump sum. Most overdrafts charge per transaction so this way you will only pay 1 fee. Then when you get paid put it all into your account to bring it into a positive balance.

My email account got hacked and he changed my security questions and information. How can i reset my password?

This is on a another email address I use through Yahoo.
My email account got hacked and he changed my security questions and information. How can i reset my password?
In case of a hacked account send a mail describing your problem to account-security-help@cc.yahoo-inc.com. If this doesn't help, call Yahoo: 1-408-349-1572, explain to a customer service person what happened. They will ask you to do certain things and then they compare your original info with the changed info. Within 24 hrs you should get your account back!





To see how well this works, go to the links below...:-)


http://answers.yahoo.com/question/index;...


http://de.answers.yahoo.com/question/ind...

How do I add more pictures to my facebook account? Not just my profile pic but my other pictures, u know?

I took a bunch of pictures with my friends when they came over and I want them on. I think its called an album, how do you add them?
How do I add more pictures to my facebook account? Not just my profile pic but my other pictures, u know?
Click on pictures and towards the top you'll see a small link that says "my pictures or my albums" after that you can create a new album and upload ur pics
Reply:flickr.com

Lost copy of a check for IRS, closed that account and cant find my statement. How can I get a copy to prove it

It was drawn on the bank as a certified check over 1 year ago. They are saying I never paid it. I closed that account a business account. Can a bank find that check even if I just have the month it was drawn in? Please help!
Lost copy of a check for IRS, closed that account and cant find my statement. How can I get a copy to prove it
Call the bank and ask for a copy. There will be a charge for it, but they can supply it easily enough. If the funds were drawn from your account they can zero in on the payment in a few seconds just by searching your account history for that amount. (And if the check was not paid they can also provide a replacement or refund your money.)
Reply:You're most welcome! TFTP. Report Abuse

Reply:And if it's more than 90 days, you can get the refund on an uncashed cashier's check quickly. (I once had someone shred a $5000 check of mine!)
Reply:Yes. Your bank. It doesn't make any difference whether the check was certified or not. If your bank returns canceled checks to you they will have a photograph of both sides which will be available to you at a nominal cost. If they don't return canceled checks they might still have the original but that's a long shot. But they will still have a copy or if it was processed electronically will be able to provide you with identifying information that will allow the IRS to trace it. If the check was a cashiers check (drawn against the issuing bank) they will still be able to furnish you with a copy.
Reply:yes they can , but they will charge you for it.... give them a call and they will help you out
fantasy name

Why do people keep more money in a bank account than the FDIC insures it for?

Would it be smart to keep more than $100,000 in a checking account?
Why do people keep more money in a bank account than the FDIC insures it for?
FDIC.....is a false hope.....just think if we went in a depression and banks went under......the government couldn't pay everyone.......
Reply:There are different ways of getting higher FDIC insurance. FDIC is not insurance per bank account or each 100k unit. It covers 100k PER OWNERSHIP. What it means is that, for example, if you have 2 JOINT accounts (which is a type of account ownership) and 3 SOLE accounts (which is another type of ownership), you are insured for up to 100k for both of the joint acounts and another 100k for the 3 sole accounts. Also if you add beneficiaries to your account who are immediate family members to you, you can get another 100k insured per relationship.
Reply:for as little as you make on a checking account, why not just buy short term T bills?